tag:blogger.com,1999:blog-56089801472867429282011-12-24T09:24:01.874-08:00Realtor®,brainerd mn,baxter mn,brainerd realtor, realtor,real estate,commercial real estate,referral, invesment,1031 exchange,homes for sale,listings, buyers,sellers,relocate,mls,lakeshore,development, lakeshore,land,land development,Real Estate Broker®Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.comBlogger3521100tag:blogger.com,1999:blog-5608980147286742928.post-47477753834324593792011-12-24T09:24:00.000-08:002011-12-24T09:24:01.882-08:00Best Places 2011<br /><br /><br /><strong><span style="color: red; font-size: large;">10 Affordable Cities for Retirement</span></strong><br /><br />These places are a bargain for retirees — and you can't beat the lifestyle<br /><br />by: Sarah Mahoney <br /><br />from: AARP The Magazine<br /><br /><br /><br />Check it out here: - <a href="http://www.aarp.org/home-garden/livable-communities/info-07-2011/affordable-cities.html?cmp=NLC-WBLTR-CTRL-122311-FI1t-113&amp;USEG_ID=13840744194"><span style="color: blue;">http://www.aarp.org/home-garden/livable-communities/info-07-2011/affordable-cities.html?cmp=NLC-WBLTR-CTRL-122311-FI1t-113&amp;USEG_ID=13840744194</span></a><span style="color: blue;">&nbsp;</span><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4747775383432459379?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-34435958710325803382011-12-16T17:55:00.000-08:002011-12-16T17:55:42.593-08:00<span style="color: red; font-size: large;"><strong><span style="color: blue;">How to decorate your home if you plan to sell this</span> H<span style="color: #38761d;">o</span>l<span style="color: #38761d;">i</span>d<span style="color: #38761d;">a</span>y <span style="color: #38761d;">S</span>e<span style="color: #38761d;">a</span>s<span style="color: #38761d;">o</span>n<span style="color: #38761d;">! </span></strong></span><br /><br /><br />Is your home going to be on the market this winter? <br /><br />During the spring, summer, and fall months, keeping your home in ship-selling-shape boils down to a few common rules: clear out the clutter, enhance your home’s curb appeal, and be flexible when a real estate agent unexpectedly calls with buyers who want to view your home. <br /><br />But when it’s time to deck the halls, the tree, and the front yard, what do you do? <br /><br />The good news is you can keep your home festive while also making it sellable to buyers – even during the harsh winter months. <br /><br />• Keep decorations to a minimum. A clutter-free home gives buyers the opportunity to picture it as their own. <br /><br />• Whether we like it or not, people do hold biases so it’s important to choose non-denominational decorations. You don’t have to completely do away with your statues, angels, menorah or twinkle lights.<br /><br />• Decide to take them out only during important times and then find an easily accessible closet or cabinet to keep them in when buyers swing by to view your home.<br /><br />• Scale down the tree. A ten foot tree can be distracting to a buyer who’s touring your home. Keeping it a little smaller!<br /><br />• Don’t hide sellable features in your home. Does your home have amazing molding, an incredible alcove or a really roomy living room? Don’t hide it with garland, piles of presents and a large tree. The bigger your home looks the more it will hold up the value and the price during the negotiation stage.<br /><br />• Invest in a nice centerpiece for the dining room or your most prominent dinner table. <br /><br />• Purchase an inexpensive candle with a non overpowering holiday scent such as cinnamon, apple, or spruce. If you’re not sure if the smell is inviting, have a neighbor walk through your home while it’s burning and ask them for their honest opinion.<br /><br />• Remember your outside is just as important as the inside. Rake leaves, shovel walkways, and remove excess furniture from the front porch. Consider investing in a few winter shrubs or poinsettias to give your curb a little extra appeal.<br /><br />• If you have a little extra time, bake something sweet such as cookies and have out for them to enjoy. Buyers will appreciate the small gestures to make their time in your home a welcome one.<br /><br />• A great strategy is to keep a few framed photos of your home during the spring and summer months around. Potential buyers can make a better opinion about the home if they know how it looks throughout every season.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3443595871032580338?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-63925393989676557602011-10-15T06:10:00.000-07:002011-10-15T06:10:20.108-07:00FIXING AMERICA, FiXING CONGRESS, FIXING the DEFICIT 101 - <br /><br /><br />"WE could end the deficit in 5 minutes". "You just pass a law that says that anytime there is a deficit of more than 3% of GDP, all sitting members of Congress are ineligible for re-election, as per Warren Buffet."<br /><br />The 26th amendment (granting the right to vote for 18 year-olds) took only ... 3 months &amp; 8 days to be ratified! Why? Simple! The people demanded it. That was in 1971...before computers, e-mail, cell phones, etc.<br /><br />Of the 27 amendments to the Constitution, seven (7) took 1 year or less to become the law of the land...all because of public pressure.<br /><br />We are asking each everyone to repost this note or clip, paste and emaill to a minimum of twenty people on their address list; in turn ask each of those to do likewise.<br /><br />In three days, most people in The United States of America will have the message. This is one idea that really should be passed around.<br /><br />Congressional Reform Act of 2011<br /><br />1. No Tenure / No Pension.<br /><br />A Congressman collects a salary while in office and receives no pay when they are out of office.<br /><br />2. Congress (past, present &amp; future) participates in Social Security.<br /><br />All funds in the Congressional retirement fund move to the Social Security system immediately. All future funds flow into the Social Security system, and Congress participates with the American people. It may not be used for any other purpose.<br /><br />3. Congress can purchase their own retirement plan, just as all Americans do.<br /><br />4. Congress will no longer vote themselves a pay raise. Congressional pay will rise by the lower of CPI or 3%.<br /><br />5. Congress loses their current health care system and participates in the same health care system as the American people.<br /><br />6. Congress must equally abide by all laws they impose on the American people.<br /><br />7. All contracts with past and present Congressmen are void effective 1/1/12. The American people did not make this contract with Congress. Congress made all these contracts for themselves. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, so ours should serve their term(s), then go home and back to work.<br /><br />If each person contacts a minimum of twenty people then it will only take three days for most people (in the U.S. ) to receive the message. Maybe it is time.<br /><br />THIS IS HOW YOU FIX CONGRESS!!!!!<br /><br /><br />If you agree with the above, repost, talk about it and pass it on.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6392539398967655760?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-37710847959605718022011-07-28T10:11:00.000-07:002011-07-28T10:11:51.948-07:00A new roof in 2010 completes this spacious 5 BR / 2 BA Brainerd home with ample storage, many built in cupboards, hardwood floors throughout the home, a large 30 x 24 garage finish in knotty pine, art deco interior, large gathering room and near all of the downtown amenities. This would make a great family home or great income producing property. <br /><br />Seller will entertain an acceptable CD @ 4% interest rate.<br /><br />Check it out here - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=59693538-eb8e-45f2-bc34-da2671333fdf&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=59693538-eb8e-45f2-bc34-da2671333fdf&amp;Report=Yes</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3771084795960571802?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-23079217541089227462011-05-30T07:34:00.000-07:002011-05-30T07:34:21.554-07:00<img height="338" id="il_fi" src="http://soe.ucdavis.edu/ss0809/BussC/Images/american-flag.jpg" style="padding-bottom: 8px; padding-right: 8px; padding-top: 8px;" width="450" /><br />Happy Memorial Day to everyone. It is at this time that we remember all of those who so bravely have defended this great nation and who still today are all over the world defending freedom. The sacrifices that those who have died for America and the sacrifices their families have endured should never be forgotten.<br /><br /><br />I am proud to be an American and I am honored and humbled by our great military and past and present real heroes that have given it all in the name of freedom. Long live their memory! We are proud of YOU.<br /><br />Please remember them not only today on Memorial Day but all year long. When you see a soldier "THANK THEM FOR THEIR SERVICE."<br /><br />Let it begin here and now – “THANK YOU!”<br /><br /><br /><br /><br /><br /><br /><br />.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-2307921754108922746?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-85547697321715392572011-05-24T09:01:00.001-07:002011-05-24T09:07:17.368-07:00<a href="http://2.bp.blogspot.com/-scxOtvq5gpM/TdvWh83prpI/AAAAAAAAAxY/6TIgkW7K4Xc/s1600/1.%2B%2BLead%2Bspring.jpg"><img style="MARGIN: 0px 10px 10px 0px; WIDTH: 320px; FLOAT: left; HEIGHT: 240px; CURSOR: hand" id="BLOGGER_PHOTO_ID_5610313639583657618" border="0" alt="" src="http://2.bp.blogspot.com/-scxOtvq5gpM/TdvWh83prpI/AAAAAAAAAxY/6TIgkW7K4Xc/s320/1.%2B%2BLead%2Bspring.jpg" /></a><br /><br /><div><a href="http://2.bp.blogspot.com/-Dg6pji5srAI/TdvWelBCxNI/AAAAAAAAAxQ/vH0mUZiK9mg/s1600/2.%2B%2BFront%2Binside%2B-%2BYES.jpg"><img style="MARGIN: 0px 10px 10px 0px; WIDTH: 320px; FLOAT: left; HEIGHT: 240px; CURSOR: hand" id="BLOGGER_PHOTO_ID_5610313581640991954" border="0" alt="" src="http://2.bp.blogspot.com/-Dg6pji5srAI/TdvWelBCxNI/AAAAAAAAAxQ/vH0mUZiK9mg/s320/2.%2B%2BFront%2Binside%2B-%2BYES.jpg" /></a><br /><br /><br /><br /><div><br /><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div>REDUCED: 5BR / 2BA / Oversized 2 car garage</div><br /><div></div><br /><div>Would make a great starter home, larger home for a growing family or would make a great rental property because of location.</div><br /><div></div><br /><div>Contact me with questions at:</div><br /><div>Randy Ahern</div><br /><div>Ahern Real Estate</div><br /><div><a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><br /><div>218-838-5066</div><br /><div></div><br /><div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-8554769732171539257?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-91592060338468359872011-05-09T06:09:00.000-07:002011-05-09T06:10:59.350-07:00How can you deepen your relationships with contacts and improve your social capital?<br /><br />Here are four steps to get you moving in the right direction:<br /><br />1. Give your clients a personal call. Find out how things went with the project you were involved in. Ask if there's anything else you can do to help. Important: do not ask for a referral at this point.<br /><br />2. Call all the people who have referred business to you. Ask them how things are going. Try to learn more about their current activities so you can refer business to them.<br /><br />3. List 50 people to stay in touch with. Include anyone who has given you business in the last 12 months (from steps 1 and 2) as well as any other prospects you've connected with recently. Send them cards on the next holiday.<br /><br />4. Follow up. Two weeks after you've sent cards to your contacts, call them and see what's going on. If the contact is a former client or just someone you've talked to before, now might be the perfect time to ask for a referral. If it's a prospect you're calling, perhaps you can set up an appointment to have coffee and find out if their plans might include using your services.<br /><br />Social capital is the international currency of networking, especially business networking. After just a few weeks of putting these steps in motion you should have more than enough social capital to tap into the rest of the year.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-9159206033846835987?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-58283640912310453282011-05-07T11:04:00.000-07:002011-05-07T11:06:59.255-07:00<a href="http://3.bp.blogspot.com/-CIcq8U8kFNk/TcWKG4JAoHI/AAAAAAAAAxA/PXTYzQuvTnY/s1600/Lead%2Bspring.jpg"><img id="BLOGGER_PHOTO_ID_5604037162086473842" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/-CIcq8U8kFNk/TcWKG4JAoHI/AAAAAAAAAxA/PXTYzQuvTnY/s320/Lead%2Bspring.jpg" border="0" /></a><br /><br /><div><a href="http://3.bp.blogspot.com/-OmFUC9vKdkw/TcWKDYBCjbI/AAAAAAAAAw4/3JLQLYRE9oY/s1600/Front%2BLR%2B%2526%2BDR%2B-%2BYES.jpg"><img id="BLOGGER_PHOTO_ID_5604037101923503538" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/-OmFUC9vKdkw/TcWKDYBCjbI/AAAAAAAAAw4/3JLQLYRE9oY/s320/Front%2BLR%2B%2526%2BDR%2B-%2BYES.jpg" border="0" /></a><br /><br /><br /><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div>A new roof in 2010 completes this spacious 5 BR / 2 BA Brainerd home with ample storage, many built in cupboards, hardwood floors throughout the home, a large 30 x 24 garage finish in knotty pine, art deco interior, large gathering room and near all of the downtown amenities. This would make a great family home or great income producing property.</div><br />Check this listing out at this MLS link - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=58f16f5c-0020-4b49-95d2-48833d0d1c7f&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=58f16f5c-0020-4b49-95d2-48833d0d1c7f&amp;Report=Yes</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5828364091231045328?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-58357668532846368582011-04-22T04:52:00.000-07:002011-04-22T05:04:14.847-07:00<a href="http://1.bp.blogspot.com/-AZcby7HvdmY/TbFsIP49UgI/AAAAAAAAAww/o8tqyKubkzY/s1600/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg"><img id="BLOGGER_PHOTO_ID_5598374700758422018" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 129px; CURSOR: hand; HEIGHT: 119px" alt="" src="http://1.bp.blogspot.com/-AZcby7HvdmY/TbFsIP49UgI/AAAAAAAAAww/o8tqyKubkzY/s320/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg" border="0" /></a><br /><br /><div><strong><span style="font-size:180%;color:#cc0000;">TOP 51 TIPS FOR MARKETING YOUR HOME For A Successful Sale<br /></span></strong></div><br /><div>Written by Randy Ahern - <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br /></div><br /><div>People usually decide within two minutes whether they like your house. The first impression is often the lasting impression. Buyers start forming their opinion before they even walk in the front door!It is wise to ask yourself if your house is as presentable as it can be for a faster sale at the best price. The best way to find out is to imagine you are a prospective buyer. You’ve probably been looking at many other homes; so approach your present home the way you look at other houses.</div><br /><div><br />A real estate representative will do all of the things necessary to bring in the Buyers, but when it comes down to it, your home is going to have to help sell itself.</div><br /><div><br />Here are 51 time-tested tips suggest to make your home more sellable. A good rule to follow is to do cosmetic things which will improve your chances of selling, but avoid making major changes unless they will increase the value of your home more than the cost of the improvement.</div><br /><div></div><br /><div><strong><span style="font-size:130%;color:#3333ff;">Clean up, fix up, paint up.</span></strong></div><br /><div></div><br /><div><strong>Outside</strong></div><br /><div></div><br /><div>1. Invest in landscaping where it can be seen at first sight. A well manicured lawn, neatly clipped shrubbery, clean swept walks create a good first impression.<br /></div><br /><div>2. An extra shot of fertilizer, in season, will make your grass look lush and green.</div><br /><div></div><br /><div>3. Cut back overgrown shrubbery that looks scraggly or keeps light out of the house.</div><br /><div></div><br /><div>4. Paint your house if necessary. This can probably do more for sales appeal than any other factor. If you decide against paint, at least consider touching up fromt shutters and window frames.</div><br /><div></div><br /><div>5. In winter, walks should be free of snow and ice.</div><br /><div></div><br /><div>6. Inspect the roof and gutters. Any missing shingles to replace? Gutters and down spouts in place? Need paint or repair?</div><br /><div></div><br /><div>7. Consider putting flowers outside the front door.</div><br /><div></div><br /><div>8. Repaint the front door, if necessary.</div><br /><div></div><br /><div>9. Put a bright coat of paint on your mailbox, if necessary.</div><br /><div></div><br /><div>10. Repair broken outdoor steps.</div><br /><div></div><br /><div><strong>Kitchen</strong></div><br /><div></div><br /><div>11. The kitchen is the most important room in the house. Make it bright and attractive. If dull, paint cabinets and put up perky new curtains.</div><br /><div></div><br /><div>12. Clean the ventilating hood in the kitchen.</div><br /><div></div><br /><div>13. If the kitchen floor is badly worn, put down new flooring. Replace any loose tile.</div><br /><div></div><br /><div>14. Remove any appliances that you keep on your counters. Clean and clutter free counters make the room look larger.</div><br /><div></div><br /><div><strong>Bathroom</strong></div><br /><div></div><br /><div>15. Repair dripping faucets.</div><br /><div></div><br /><div>16. Keep fresh towels in the bathrooms.</div><br /><div></div><br /><div>17. Use special cleaning products to remove stains from toilets, bathtubs, sinks and showers.</div><br /><div></div><br /><div>18. If sink and bathtub drain too slowly, unclog them.</div><br /><div></div><br /><div><strong>Living Area</strong></div><br /><div></div><br /><div>19. Have all plaster in top shape. Cracks (or nail pops, visible seams in dry walls) are easy to fix.</div><br /><div></div><br /><div>20. Check ceiling for leak strains. Fix the cause for the damage, repair the ceiling and paint.</div><br /><div></div><br /><div>21. In painting and redecorating, avoid offbeat colors. Stick to conventional white outside and easy-to-work with pastels inside.</div><br /><div></div><br /><div>22. Faded curtains or bedspreads can be dyed bright colors.</div><br /><div></div><br /><div>23. If you have a fireplace, clean it out &amp; lay some logs in it to make it look inviting.</div><br /><div></div><br /><div>24. Wash windows.</div><br /><div></div><br /><div>25. Replace broken glass.</div><br /><div></div><br /><div>26. Mend torn screens.</div><br /><div></div><br /><div>27. Check to see that all windows will open and close.</div><br /><div></div><br /><div>28. Replace burned-out light bulbs. <em><strong><span style="color:#ff0000;">Use brighter light bulbs.</span></strong></em></div><br /><div></div><br /><div>29. Make sure every light switch works.</div><br /><div></div><br /><div>30. Make the floors shine, clean &amp; polish them. If possible, nail down any creaking boards or stair treads. </div><br /><div></div><br /><div>31. Straighten up the closets-get rid of excess items. Lubricate any sticky or squeaking doors.</div><br /><div></div><br /><div>32. For doors that stick, rub a block of paraffin against the surfaces that show signs of wear.</div><br /><div></div><br /><div>33. For sliding doors that stick in their tracks, rub the tracks with paraffin or candle wax.</div><br /><div></div><br /><div><strong>Basement, Attic, Garage</strong></div><br /><div></div><br /><div>34. Clean out attic, basement and garage and dispose of everything you are not going to move. Package everything you won’t need until you are settled in your new home.</div><br /><div></div><br /><div>35. Make sure there is plenty of light on the stairs to the basement.</div><br /><div></div><br /><div>36. If your basement is dark and gloomy, paint ceiling and walls a light color.</div><br /><div></div><br /><div>37. Repair cracks in the basement floor with ready-mixed concrete.When your house is being shown . . . .</div><br /><div></div><br /><div>38. Keep your room draperies and shades open to let in light. This also makes your room appear larger.</div><br /><div></div><br /><div>39. Have your home well-lighted during showings.</div><br /><div></div><br /><div>40. At night, turn on the porch light and outdoor lighting in back if you have it.</div><br /><div></div><br /><div>41. Neatness make a room look bigger. <em><strong><span style="color:#ff0000;">Avoid clutter.</span></strong></em></div><br /><div></div><br /><div>42. If possible, leave your furniture and rugs in the house for showing it.</div><br /><div></div><br /><div>43. Avoid having dirty dishes in the sink or on counters</div><br /><div></div><br /><div>.44. Keep all toys in the children’s rooms. Bikes, wagons and skateboards should be made as inconspicuous as possible.</div><br /><div></div><br /><div>45. Keep radio, stereo, TV off or turned down low.</div><br /><div></div><br /><div>46. Take your family away if you are holding an “open house.”</div><br /><div></div><br /><div>47. Children should be as quiet as possible.</div><br /><div></div><br /><div>48. Refer direct inquires you receive about seeing your house to your Realtor to take advantage of their professional skills in selling your home.</div><br /><div></div><br /><div>49. Don’t mention furniture or furnishings you wish to dispose of unless asked. </div><br /><div></div><br /><div>50. Take pets <em><strong><span style="color:#000099;">outdoors or kennel</span></strong></em> when your house is being shown.</div><br /><div></div><br /><div>51. Let the real estate expert show your house, and please do not tag along. </div><br /><div></div><br /><div>Answer questions candidly when asked, but do not offer answers to unasked questions. <span style="color:#cc0000;"><strong>“Less is more.”</strong></span> It is even best when you are not present at the showing!</div><br /><div></div><br /><div>Again, these tips were compiled through seller/buyer surveys and general industry feedback over many years looking at what preparations for selling had the greatest positive impact to the seller’s purchase price. </div><br /><div></div><br /><div>Not everyone has the time to do all this items; however, any areas that need additional attention by the buyers may reduce the seller’s total purchase price and offer. Most certainly, asking prices are directly reflective of the condition of these items at time of placing the home on the market.</div><br /><div></div><br /><div>Randy Ahern</div><br /><div>Ahern Real Estate</div><br /><div><a href="http://www.realtorrandy.com/">www.realtorrandy.com</a> </div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5835766853284636858?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-91411228226392183622011-04-22T04:44:00.001-07:002011-04-22T04:50:41.215-07:00<a href="http://4.bp.blogspot.com/-0yec4kgU9T8/TbFqdBVcNXI/AAAAAAAAAwo/BdkgfvQowJM/s1600/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg"><img id="BLOGGER_PHOTO_ID_5598372858605352306" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 129px; CURSOR: hand; HEIGHT: 119px" alt="" src="http://4.bp.blogspot.com/-0yec4kgU9T8/TbFqdBVcNXI/AAAAAAAAAwo/BdkgfvQowJM/s320/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg" border="0" /></a><br /><br /><div><a href="http://3.bp.blogspot.com/-EUxiRvRSocM/TbFqXJszlbI/AAAAAAAAAwg/kVbUvNWXxII/s1600/Lead%2B-%2B4.21.2011.jpg"><img id="BLOGGER_PHOTO_ID_5598372757771621810" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/-EUxiRvRSocM/TbFqXJszlbI/AAAAAAAAAwg/kVbUvNWXxII/s320/Lead%2B-%2B4.21.2011.jpg" border="0" /></a><br /><br /><br /><br /><div><a href="http://1.bp.blogspot.com/-8ReLNyPt6yc/TbFqRz82ieI/AAAAAAAAAwY/VyTmng2wXXo/s1600/Garage%2BB%2B-%2B4.21.2011.jpg"><img id="BLOGGER_PHOTO_ID_5598372666033998306" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/-8ReLNyPt6yc/TbFqRz82ieI/AAAAAAAAAwY/VyTmng2wXXo/s320/Garage%2BB%2B-%2B4.21.2011.jpg" border="0" /></a><br /><br /><br /><br /><br /><br /><div><a href="http://2.bp.blogspot.com/-c2egKhl_f9c/TbFqM8xHySI/AAAAAAAAAwQ/v-6FgCXsXzM/s1600/Kitchen%2B-%2B4.21.2011.jpg"><img id="BLOGGER_PHOTO_ID_5598372582501370146" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/-c2egKhl_f9c/TbFqM8xHySI/AAAAAAAAAwQ/v-6FgCXsXzM/s320/Kitchen%2B-%2B4.21.2011.jpg" border="0" /></a><br /><br /><br /><br /><br /><br /><br /><br /><div><a href="http://1.bp.blogspot.com/-ufCLvoBnfLc/TbFqI8keg_I/AAAAAAAAAwI/r6zEL5dIRo0/s1600/DR%2B4.21.2011.jpg"><img id="BLOGGER_PHOTO_ID_5598372513728857074" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/-ufCLvoBnfLc/TbFqI8keg_I/AAAAAAAAAwI/r6zEL5dIRo0/s320/DR%2B4.21.2011.jpg" border="0" /></a><br />Move in ready turn of the Century home. Open floor plan with totally new kitchen: maple cabinets, countertops, and new appliances. These items are all new: siding on home and garage, roof, windows, high efficient furnace, wood floors, carpet, hot water heater, pluming fixtures, electrical fixtures, bath with oversized tub and tile throughout, gutters, deck, and freshly painted. Two car garage with opener and multiple work benches. Call today to see your new home!</div><br /><div></div><br /><div><a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=d62cea8b-3081-49e2-bdf0-7a0b98f9ff71&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=d62cea8b-3081-49e2-bdf0-7a0b98f9ff71&amp;Report=Yes</a></div><br /><div></div><br /><div>Contact Randy Ahern</div><br /><div>Ahern Real Estate</div><br /><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><br /><div>Web Site: <a href="http://www.realtorrandy.com/">www.realtorrandy.com</a></div><br /><div>Blog Site: <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><br /><div>Network with me on Linked In (Over 2000 Professional Contacts): <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br /><br /><br /><br /><br /><br /><br /><br /></div><br /><div></div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-9141122822639218362?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-1522790636082004902011-04-21T10:59:00.000-07:002011-04-21T11:04:36.485-07:00<a href="http://3.bp.blogspot.com/-2Cxx2Ht_2-U/TbBw1qteHzI/AAAAAAAAAwA/LFrv0G0QdZE/s1600/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg"><img id="BLOGGER_PHOTO_ID_5598098404121911090" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 129px; CURSOR: hand; HEIGHT: 119px" alt="" src="http://3.bp.blogspot.com/-2Cxx2Ht_2-U/TbBw1qteHzI/AAAAAAAAAwA/LFrv0G0QdZE/s320/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg" border="0" /></a><br /><br /><div><a href="http://1.bp.blogspot.com/-Fq3mBM_188E/TbBwwuVk0dI/AAAAAAAAAv4/gQ7k0B-3L8o/s1600/Duplex%2BLead%2Bwith%2BSIMILAR.JPG"><img id="BLOGGER_PHOTO_ID_5598098319196082642" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 240px; CURSOR: hand; HEIGHT: 189px" alt="" src="http://1.bp.blogspot.com/-Fq3mBM_188E/TbBwwuVk0dI/AAAAAAAAAv4/gQ7k0B-3L8o/s320/Duplex%2BLead%2Bwith%2BSIMILAR.JPG" border="0" /></a><br /><br /><br /><br /><div><a href="http://2.bp.blogspot.com/-6n1tIiGSgwo/TbBwtDDjp_I/AAAAAAAAAvw/puc3pLphGH4/s1600/A1%2BLead%2BLand.JPG"><img id="BLOGGER_PHOTO_ID_5598098256038176754" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 215px; CURSOR: hand; HEIGHT: 194px" alt="" src="http://2.bp.blogspot.com/-6n1tIiGSgwo/TbBwtDDjp_I/AAAAAAAAAvw/puc3pLphGH4/s320/A1%2BLead%2BLand.JPG" border="0" /></a><br /><br /><br /><br /><br /><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div>Purchase either the lot for $20,000 or build the duplex, including the lot for $172,900. Check it out at - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=c11017e0-f4a9-4ada-96b5-e048669f2d35&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=c11017e0-f4a9-4ada-96b5-e048669f2d35&amp;Report=Yes</a></div><br /><div></div><br /><div>Check out Realtor Randy at - <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-152279063608200490?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-73372521183932897942011-04-20T08:24:00.000-07:002011-04-20T08:29:07.487-07:00<a href="http://2.bp.blogspot.com/-McbbBcvCl9E/Ta764GK5OXI/AAAAAAAAAvo/ZN2wcHR9vcw/s1600/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg"><img id="BLOGGER_PHOTO_ID_5597687228504029554" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 129px; CURSOR: hand; HEIGHT: 119px" alt="" src="http://2.bp.blogspot.com/-McbbBcvCl9E/Ta764GK5OXI/AAAAAAAAAvo/ZN2wcHR9vcw/s320/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg" border="0" /></a><br /><br /><div><a href="http://1.bp.blogspot.com/-heKoYabSAlY/Ta76ybDD_SI/AAAAAAAAAvg/FYxIasZrepA/s1600/House.jpg"><img id="BLOGGER_PHOTO_ID_5597687131029110050" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 240px; CURSOR: hand; HEIGHT: 178px" alt="" src="http://1.bp.blogspot.com/-heKoYabSAlY/Ta76ybDD_SI/AAAAAAAAAvg/FYxIasZrepA/s320/House.jpg" border="0" /></a> Check out this well maintained 3 BR/1 BA Home near Brainerd. It was just REDUCED $33,900.00 It is a Short Sale Hidden Jewel and is priced to move!</div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div>Click here for more information -<br /><a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=d64e2660-4ee8-4eea-bf15-a884db226132&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=d64e2660-4ee8-4eea-bf15-a884db226132&amp;Report=Yes</a></div><br /><div></div><br /><div><br />Remember to check out Realtor Randy's web site. It is "Easy to use, Easy to Remember" - <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com</a><br /></div><br /><div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-7337252118393289794?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-51071694431481235072011-04-20T08:17:00.000-07:002011-04-20T08:29:34.339-07:00<a href="http://3.bp.blogspot.com/-C79U0sH2raA/Ta75TGJiOUI/AAAAAAAAAvY/R3O-JBWgA74/s1600/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg"><img id="BLOGGER_PHOTO_ID_5597685493331540290" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 148px; CURSOR: hand; HEIGHT: 130px" alt="" src="http://3.bp.blogspot.com/-C79U0sH2raA/Ta75TGJiOUI/AAAAAAAAAvY/R3O-JBWgA74/s320/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg" border="0" /></a><br /><br /><br /><div><a href="http://4.bp.blogspot.com/-IztSAeTt4ws/Ta75OZEuN2I/AAAAAAAAAvQ/2dKSVp_xz5Y/s1600/A1%2BTract%2BA%2BLead.JPG"><img id="BLOGGER_PHOTO_ID_5597685412512282466" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 198px; CURSOR: hand; HEIGHT: 163px" alt="" src="http://4.bp.blogspot.com/-IztSAeTt4ws/Ta75OZEuN2I/AAAAAAAAAvQ/2dKSVp_xz5Y/s320/A1%2BTract%2BA%2BLead.JPG" border="0" /></a><br /></div><br /><br /><div></div><br /><br /><div></div><br /><br /><div></div><br /><br /><div></div><br /><br /><div></div><br /><br /><div></div><br /><br /><div></div><br /><br /><div></div><br /><br /><div>Check out some HOT LAKESHORE Value Options in the Brainerd Lakes Area!</div><br /><br /><div></div><br /><br /><div>Here are four affordable lakeshore options in the Brainerd Lakes area. Buy any of the three or the entire 1600 ft of lakeshore all for one low price. Check it out at: <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=d64e2660-4ee8-4eea-bf15-a884db226132&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=d64e2660-4ee8-4eea-bf15-a884db226132&amp;Report=Yes</a></div><br /><br /><div></div><br /><br /><div></div><br /><br /><div>Remember to check out Realtor Randy's web site. It is "Easy to use, Easy to Remember" - <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br /><br /></div><br /><br /><div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5107169443148123507?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-75755769502877792732011-04-20T08:13:00.000-07:002011-04-20T08:24:02.580-07:00<a href="http://2.bp.blogspot.com/-k-Cv0HqeIZc/Ta74OKCxUdI/AAAAAAAAAvI/waPHtKP0lVA/s1600/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg"><img id="BLOGGER_PHOTO_ID_5597684308965937618" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 129px; CURSOR: hand; HEIGHT: 119px" alt="" src="http://2.bp.blogspot.com/-k-Cv0HqeIZc/Ta74OKCxUdI/AAAAAAAAAvI/waPHtKP0lVA/s320/Ahern%2BReal%2BEstate%2BLogo%2B-%2BPrimary.jpg" border="0" /></a><br /><br /><br /><div>Check out some HOT properties in the Brainerd Lakes area listed by Ahern Real Estate - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=7e33e634-0fdd-47c8-b71e-c47a94b87c3e&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=7e33e634-0fdd-47c8-b71e-c47a94b87c3e&amp;Report=Yes</a></div><br /><br /><div></div><br /><br /><div>Remember to check out Realtor Randy's web site. It is "Easy to use, Easy to Remember" - <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-7575576950287779273?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-52523594331549355582011-04-01T11:02:00.000-07:002011-04-01T11:05:31.897-07:00<a href="http://1.bp.blogspot.com/-_J4rxIHhHlk/TZYTRVjv7xI/AAAAAAAAAvA/UqaiavT9Jgg/s1600/sunset%255B1%255D.jpg"><img id="BLOGGER_PHOTO_ID_5590677175992839954" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 259px; CURSOR: hand; HEIGHT: 194px" alt="" src="http://1.bp.blogspot.com/-_J4rxIHhHlk/TZYTRVjv7xI/AAAAAAAAAvA/UqaiavT9Jgg/s320/sunset%255B1%255D.jpg" border="0" /></a> <br /><div>There is nothing like a beautiful sunset across the water and the call of nature in the background. If you are looking to live and experience this NOW is the time to purchase in the Brainerd Lakes area. Contact me: </div><br /><div></div><br /><div>Randy Ahern</div><br /><div>Ahern Real Estate</div><br /><div>Office: 218-825-4886</div><br /><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><br /><div>Web: <a href="http://www.realtorrandy.com/">www.realtorrandy.com</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5252359433154935558?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-36538368331689946462011-04-01T10:56:00.000-07:002011-04-01T11:02:07.518-07:00<a href="http://4.bp.blogspot.com/-4eJ4QZB6bXI/TZYTAc6OAWI/AAAAAAAAAu4/vBtcPV1Twdo/s1600/Lake.JPG"><img id="BLOGGER_PHOTO_ID_5590676885908357474" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://4.bp.blogspot.com/-4eJ4QZB6bXI/TZYTAc6OAWI/AAAAAAAAAu4/vBtcPV1Twdo/s320/Lake.JPG" border="0" /></a> <br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div></div><br /><div>Check out the 7 Habits of Highly Successful LinkedIn Members.</div><br /><div></div><br /><div>Click here and enjoy ~</div><br /><div><a href="http://mycorporatemedia.com/2009/07/14/the-7-habits-of-highly-successful-linkedin-members/" target="_blank">http://mycorporatemedia.com/2009/07/14/the-7-habits-of-highly-successful-linkedin-members/</a> </div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3653836833168994646?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-58219254457310049742011-03-29T19:41:00.000-07:002011-03-29T19:43:56.695-07:00<a href="http://1.bp.blogspot.com/-4ISTBLRu3AY/TZKYjx9Rx3I/AAAAAAAAAuw/u32sHzCsVyE/s1600/EAGLES.jpg"><img id="BLOGGER_PHOTO_ID_5589697827993405298" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 241px" alt="" src="http://1.bp.blogspot.com/-4ISTBLRu3AY/TZKYjx9Rx3I/AAAAAAAAAuw/u32sHzCsVyE/s320/EAGLES.jpg" border="0" /></a> <br /><div><a href="http://4.bp.blogspot.com/-zsT0GbDKE1k/TZKYd2xc7gI/AAAAAAAAAuo/Is7mHCGDCXA/s1600/realtor_randy_logo%255B1%255D.jpg"><img id="BLOGGER_PHOTO_ID_5589697726206766594" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://4.bp.blogspot.com/-zsT0GbDKE1k/TZKYd2xc7gI/AAAAAAAAAuo/Is7mHCGDCXA/s320/realtor_randy_logo%255B1%255D.jpg" border="0" /></a> <br /><div></div></div><br /><p></p><br /><p></p><br /><p></p><br /><p></p><br /><p></p><br /><p></p><br /><p>Vacation in the Brainerd Lakes area &amp; then make it home for you to enjoy all year long - </p><br /><p>Click here to begin <a class="twitter-timeline-link" title="http://www.realtorrandy.com/" href="http://www.realtorrandy.com/" target="_blank" rel="nofollow" url="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> </p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5821925445731004974?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-66310937504645227032011-03-29T15:34:00.000-07:002011-03-29T15:38:04.895-07:00<a href="http://1.bp.blogspot.com/-sDPwfwUa620/TZJe7jtqT3I/AAAAAAAAAug/aW90aE3g3Ho/s1600/realtor_randy_logo%255B1%255D.jpg"><img id="BLOGGER_PHOTO_ID_5589634464812257138" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://1.bp.blogspot.com/-sDPwfwUa620/TZJe7jtqT3I/AAAAAAAAAug/aW90aE3g3Ho/s320/realtor_randy_logo%255B1%255D.jpg" border="0" /></a><strong><span style="font-size:130%;">Check out</span> <span style="font-size:180%;color:#ff0000;">Ahern Real Estate </span></strong><br /><div><br /><div></div><br /><div>Click here for Ahern Real Estate video <a class="twitter-timeline-link" href="http://www.youtube.com/watch?v=hNRPreeuzDg" target="_blank" rel="nofollow">http://www.youtube.com/watch?v=hNRPreeuzDg</a> </div><br /><div></div><br /><div>Click here for Ahern Real Estate Web site <a class="twitter-timeline-link" title="http://www.realtorrandy.com/" href="http://www.realtorrandy.com/" target="_blank" rel="nofollow" url="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6631093750464522703?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-9980162535185903262011-03-24T17:48:00.000-07:002011-03-24T17:51:14.735-07:00<a href="http://2.bp.blogspot.com/-2Q2kckEADvY/TYvmqFGMv_I/AAAAAAAAAuQ/iJ2zLpjapvc/s1600/House.jpg"><img id="BLOGGER_PHOTO_ID_5587813373280305138" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 364px; CURSOR: hand; HEIGHT: 253px" alt="" src="http://2.bp.blogspot.com/-2Q2kckEADvY/TYvmqFGMv_I/AAAAAAAAAuQ/iJ2zLpjapvc/s320/House.jpg" border="0" /></a><br /><div><a href="http://1.bp.blogspot.com/-pp0jc2rtjvU/TYvmmq-tnRI/AAAAAAAAAuI/kzrsXvOio-0/s1600/Kitchen%2BMain%2B.jpg"><img id="BLOGGER_PHOTO_ID_5587813314729975058" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 285px; CURSOR: hand; HEIGHT: 209px" alt="" src="http://1.bp.blogspot.com/-pp0jc2rtjvU/TYvmmq-tnRI/AAAAAAAAAuI/kzrsXvOio-0/s320/Kitchen%2BMain%2B.jpg" border="0" /></a><br /><br /><div>Are you looking for a move in ready 3 BR home on 2.5 acres? </div><br /><div>Do you want privacy and mature trees on your land? </div><br /><div>Are you looking for a great valued property and can move on a short sale opportunity? </div><br /><div>Check out this fantastic property. Contact me with any questions - </div><br /><div>Click Here: <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=66866fdf-3710-4db7-b766-f8d2401684b0&amp;Report=Yes" rel="nofollow">http://glarmls.fnismls.com/publink/default.aspx?GUID=66866fdf-3710-4db7-b766-f8d2401684b0&amp;Report=Yes</a> </div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-998016253518590326?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-17585857417795851642011-03-19T13:58:00.001-07:002011-03-19T14:02:25.453-07:00<a href="http://2.bp.blogspot.com/-lhpLGU17e1k/TYUZGoLY2cI/AAAAAAAAAuA/8pAW2NmR7HU/s1600/sunset%255B1%255D.jpg"><img id="BLOGGER_PHOTO_ID_5585898514478062018" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 315px; CURSOR: hand; HEIGHT: 230px" alt="" src="http://2.bp.blogspot.com/-lhpLGU17e1k/TYUZGoLY2cI/AAAAAAAAAuA/8pAW2NmR7HU/s320/sunset%255B1%255D.jpg" border="0" /></a><br /><div><a href="http://1.bp.blogspot.com/-Uu2H1J3suZQ/TYUZDMelVJI/AAAAAAAAAt4/tM-OOFf26dk/s1600/loons%255B1%255D.jpg"><img id="BLOGGER_PHOTO_ID_5585898455502771346" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 310px; CURSOR: hand; HEIGHT: 208px" alt="" src="http://1.bp.blogspot.com/-Uu2H1J3suZQ/TYUZDMelVJI/AAAAAAAAAt4/tM-OOFf26dk/s320/loons%255B1%255D.jpg" border="0" /></a><br /><br /><div><a href="http://3.bp.blogspot.com/-YUTSai9Fqhs/TYUY-BVnn6I/AAAAAAAAAtw/cIEwWID9AbU/s1600/red_sun_rise%255B1%255D.jpg"><img id="BLOGGER_PHOTO_ID_5585898366613036962" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 289px; CURSOR: hand; HEIGHT: 229px" alt="" src="http://3.bp.blogspot.com/-YUTSai9Fqhs/TYUY-BVnn6I/AAAAAAAAAtw/cIEwWID9AbU/s320/red_sun_rise%255B1%255D.jpg" border="0" /></a><br /><br /><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>Looking to move or invest in the beautiful Brainerd Lakes area?</div><div> </div><div>Check out just a few great values. Click here - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=e31c434d-9155-4bbf-bf2a-62c093138ceb&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=e31c434d-9155-4bbf-bf2a-62c093138ceb&amp;Report=Yes</a></div><div> </div><div>Contact me with any questions that you may have.</div><div> </div><div> </div><div> </div><div> </div><div> </div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1758585741779585164?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-60175961875007934812011-03-14T09:32:00.000-07:002011-03-14T09:36:42.358-07:00<div><a href="http://3.bp.blogspot.com/-qKK0ogqCMK0/TX5DiHIW28I/AAAAAAAAAtg/R1GmQFhF23w/s1600/LR%2BMain.jpg"><img id="BLOGGER_PHOTO_ID_5583974841294707650" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/-qKK0ogqCMK0/TX5DiHIW28I/AAAAAAAAAtg/R1GmQFhF23w/s320/LR%2BMain.jpg" border="0" /></a><br /><br /><div><a href="http://1.bp.blogspot.com/-HzZmbMTv3lQ/TX5Dm6yJT4I/AAAAAAAAAto/FgZwgcdj1Pw/s1600/DR%2BMain.jpg"><img id="BLOGGER_PHOTO_ID_5583974923879665538" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/-HzZmbMTv3lQ/TX5Dm6yJT4I/AAAAAAAAAto/FgZwgcdj1Pw/s320/DR%2BMain.jpg" border="0" /></a><a href="http://2.bp.blogspot.com/-C3mwcGDj0GE/TX5DXyMe1qI/AAAAAAAAAtQ/RikpMeYe9ug/s1600/House.jpg"><img id="BLOGGER_PHOTO_ID_5583974663876171426" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/-C3mwcGDj0GE/TX5DXyMe1qI/AAAAAAAAAtQ/RikpMeYe9ug/s320/House.jpg" border="0" /></a><a href="http://1.bp.blogspot.com/-HaI_3NI4EPc/TX5Dd2idgHI/AAAAAAAAAtY/NBBFqCgUtKY/s1600/Kitchen%2BMain%2B.jpg"><img id="BLOGGER_PHOTO_ID_5583974768121315442" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/-HaI_3NI4EPc/TX5Dd2idgHI/AAAAAAAAAtY/NBBFqCgUtKY/s320/Kitchen%2BMain%2B.jpg" border="0" /></a><br /><br /><br /><div><br /><br /><br /><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>Check out this "Short Sale" property that is ready to be go, great condition - </div><div><a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=4980b1b1-3bdc-4830-aa02-7f7a8103a4ac&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=4980b1b1-3bdc-4830-aa02-7f7a8103a4ac&amp;Report=Yes</a></div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6017596187500793481?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-55486860434410533462010-09-14T11:02:00.000-07:002010-09-14T11:11:17.569-07:00<a href="http://2.bp.blogspot.com/_IG6jmG1OLto/TI-5c20JNII/AAAAAAAAAtA/FYnQeyUX94A/s1600/A1+Tract+A+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5516831973953844354" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 274px; CURSOR: hand; HEIGHT: 215px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/TI-5c20JNII/AAAAAAAAAtA/FYnQeyUX94A/s320/A1+Tract+A+Lead.JPG" border="0" /></a><br /><div><a href="http://4.bp.blogspot.com/_IG6jmG1OLto/TI-5ZzQ7b6I/AAAAAAAAAs4/bpenKBYn0_Y/s1600/A1+Tract+D+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5516831921461227426" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 205px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/TI-5ZzQ7b6I/AAAAAAAAAs4/bpenKBYn0_Y/s320/A1+Tract+D+Lead.JPG" border="0" /></a><br /><br /><div><a href="http://4.bp.blogspot.com/_IG6jmG1OLto/TI-5O4oHdDI/AAAAAAAAAsw/6rh_xQsgv2I/s1600/C2.JPG"><img id="BLOGGER_PHOTO_ID_5516831733922100274" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 273px; CURSOR: hand; HEIGHT: 221px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/TI-5O4oHdDI/AAAAAAAAAsw/6rh_xQsgv2I/s320/C2.JPG" border="0" /></a><br /><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/TI-5K7w6eXI/AAAAAAAAAso/UX-cswodtuQ/s1600/C1.JPG"><img id="BLOGGER_PHOTO_ID_5516831666044828018" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 249px; CURSOR: hand; HEIGHT: 210px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/TI-5K7w6eXI/AAAAAAAAAso/UX-cswodtuQ/s320/C1.JPG" border="0" /></a><br /><br /><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/TI-5HQBMkcI/AAAAAAAAAsg/L8BaNPqPSnA/s1600/A1.JPG"></a><br /><br /><br /><br /><br /><a href="http://1.bp.blogspot.com/_IG6jmG1OLto/TI-478-ADuI/AAAAAAAAAsY/gZzSoMVLbVc/s1600/A1+Tract+A+Lead.JPG"></a><div><br /><strong><span style="font-size:180%;"><span style="font-size:130%;color:#ff0000;">REDUCED – 34.26 acres, 1603 ft of Lakeshore on Upper South Long Lake ! ONLY - $275,000! Already split into 3 parcels!<br /></span><br /></span></strong>WOW! 34.26 acres with over 1603 ft of lakeshore on Upper South Long Lake that chains with South Long Lake. More than 2115 acres of lakes to enjoy.<br /><br />Privacy, Serenity, Nature at its Best, Hard to find large acreage on well know Brainerd Lakes Area Lake. Build that dream home and settle in for a great experience.<br /><br />Multiple building sites and loads of nature make this a rare find. Peace and quite abounds. Seller will look at an acceptable CD.<br /><br />Call today to get started on your dream home on your dream lake!<br /><br />MLS 18584 for $275,000.00<br /><br />Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=99e012b7-beee-4cb4-8ff0-8618f2b9ab49&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=99e012b7-beee-4cb4-8ff0-8618f2b9ab49&amp;Report=Yes</a><br /><br /><br />Contact me for more information or to view this property in person.</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /></div><div><a href="http://1.bp.blogspot.com/_IG6jmG1OLto/TI-430mMvOI/AAAAAAAAAsQ/gX-D7_Pvksg/s1600/A1+Tract+D+Lead.JPG"></a><br /><br /><br /><br /><br /><br /><br /><div></div></div></div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5548686043441053346?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-52895457705401010092010-09-14T10:57:00.000-07:002010-09-14T11:02:39.807-07:00<a href="http://2.bp.blogspot.com/_IG6jmG1OLto/TI-4Ehzyi9I/AAAAAAAAAsI/alnXHjvzAAI/s1600/Tract+E+.JPG"><img id="BLOGGER_PHOTO_ID_5516830456486726610" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/TI-4Ehzyi9I/AAAAAAAAAsI/alnXHjvzAAI/s320/Tract+E+.JPG" border="0" /></a><strong><span style="font-size:130%;color:#009900;">REDUCED – 7.52 acres, 647 ft of Lakeshore on Upper South Long Lake !<br /></span></strong><br /><br />7.52 acres with over 277.89 ft of lakeshore on Upper South Long Lake that chains with South Long Lake. More than 2115 acres of lakes to enjoy. Multiple building sites and loads of nature make this a rare find. Peace and quite abounds. Seller will look at an acceptable CD.<br /><br />Call today to get started on your dream home on your dream lake!<br /><br />MLS 18584 for $109,000.00<br /><br />Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=86da55a5-c4bb-40de-9617-94a4b0507d12&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=86da55a5-c4bb-40de-9617-94a4b0507d12&amp;Report=Yes</a><br /><br /><br />Contact me for more information or to view this property in person.<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> <br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> <br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> <br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5289545770540101009?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-69943823850546792962010-09-14T10:54:00.000-07:002010-09-14T10:56:40.192-07:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/TI-21eTW-iI/AAAAAAAAAsA/HfL0eQQeHrI/s1600/A1+Tract+C+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5516829098335730210" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/TI-21eTW-iI/AAAAAAAAAsA/HfL0eQQeHrI/s320/A1+Tract+C+Lead.JPG" border="0" /></a><br /><div><strong><span style="font-size:130%;color:#3333ff;">REDUCED – 16.87 acres, 679 ft of Lakeshore on Upper South Long Lake !</span></strong><br /><br />WOW! 16.87 acres with over 679 ft of lakeshore on Upper South Long Lake that chains with South Long Lake. More than 2115 acres of lakes to enjoy. Multiple building sites and loads of nature make this a rare find. Peace and quite abounds. Seller will look at an acceptable CD. <br /><br />Call today to get started on your dream home on your dream lake!<br />MLS 185848 for $95,000.00<br /></div><div>Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=b3f67d3e-5608-48f6-8783-3a435799dfbe&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=b3f67d3e-5608-48f6-8783-3a435799dfbe&amp;Report=Yes</a><br /></div><div>Contact me for more information or to view this property in person.</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> <br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> <br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> <br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6994382385054679296?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-89103434925375576812010-09-14T10:50:00.000-07:002010-09-14T10:53:55.196-07:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/TI-2EHFDzUI/AAAAAAAAAr4/c25vW0RmIXg/s1600/A1+Tract+A+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5516828250288147778" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/TI-2EHFDzUI/AAAAAAAAAr4/c25vW0RmIXg/s320/A1+Tract+A+Lead.JPG" border="0" /></a><br /><div><strong><span style="font-size:130%;color:#ff0000;">REDUCED – 9.87 acres, 647 ft of Lakeshore on Upper South Long Lake !</span></strong></div><div> </div><div>9.87 acres with over 647 ft of lakeshore on Upper South Long Lake that chains with South Long Lake. More than 2115 acres of lakes to enjoy. Multiple building sites and loads of nature make this a rare find. Peace and quite abounds. Seller will look at an acceptable CD.<br /><br />Call today to get started on your dream home on your dream lake!<br /><br />MLS 18584 for $119,000.00<br /><br />Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=c7e84493-b9ba-4fb9-ac0e-0f429d407a27&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=c7e84493-b9ba-4fb9-ac0e-0f429d407a27&amp;Report=Yes</a><br /><br /><br />Contact me for more information or to view this property in person.</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> <br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> <br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> <br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-8910343492537557681?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-35000566273112618202010-05-13T18:15:00.000-07:002010-05-13T18:19:56.325-07:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/S-ykWfN4WSI/AAAAAAAAAro/d2dytGlAO34/s1600/A+1+Water+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5470928353592105250" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/S-ykWfN4WSI/AAAAAAAAAro/d2dytGlAO34/s320/A+1+Water+Lead.JPG" border="0" /></a><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S-ykTZV3agI/AAAAAAAAArg/LGNi_xXxJeQ/s1600/A+3+Park+mode+1+.JPG"><img id="BLOGGER_PHOTO_ID_5470928300475378178" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S-ykTZV3agI/AAAAAAAAArg/LGNi_xXxJeQ/s320/A+3+Park+mode+1+.JPG" border="0" /></a><br /><br /><div></div></div><br /><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p>REDUCED - Own a piece of Mille Lacs Lake. </p><p>Open House: Sunday, May 16th from Noon – 3PM </p><p>Pick out your site, boat slip and enjoy the extra amenities at Seguchie Campground. Ownership ranges from $20,000 - $45,000, MLS 187264, 187261, 187259. </p><p>You can also purchase "turnkey" with a park model, deck and shed for $89,900, MLS 189727. </p><p>Very affordable enjoyment and ownership on one of the top lakes in Minnesota! </p><p>Directions: From Garrison South on Highway 169 to property and sign on West (right side of the road) </p><p>Address: 6749 STATE HIGHWAY 169, Garrison, MN </p><p>Questions? </p><p>Contact: Randy Ahern Ahern Real Estate 218-825-4886 Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a> Web Site: <a href="http://www.realtorrandy.com/">www.realtorrandy.com</a> Blog Site: <a href="http://brainerdlakesrealtorrandy.blogspot.com/" rel="nofollow">http://brainerdlakesrealtorrandy.blogspot.com/</a> Linked In: <a href="http://www.linkedin.com/in/randyahern" rel="nofollow">http://www.linkedin.com/in/randyahern</a> Business Card - <a href="http://randyahern.businesscard2.com/" rel="nofollow">http://randyahern.businesscard2.com/</a> </p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3500056627311261820?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com28tag:blogger.com,1999:blog-5608980147286742928.post-14877088832083672292010-05-13T18:03:00.000-07:002010-05-13T18:05:05.426-07:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/S-yhiPl6FbI/AAAAAAAAArY/FJCdLmhmvtQ/s1600/A1+Tract+C+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5470925257021461938" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/S-yhiPl6FbI/AAAAAAAAArY/FJCdLmhmvtQ/s320/A1+Tract+C+Lead.JPG" border="0" /></a><br /><div>REDUCED – 16.87 acres, 679 ft of Lakeshore on Upper South Long Lake !<br /><br />REDUCED - WOW! 16.87 acres with over 679 ft of lakeshore on Upper South Long Lake that chains with South Long Lake. More than 2115 acres of lakes to enjoy. Multiple building sites and loads of nature make this a rare find. Peace and quite abounds. Seller will look at an acceptable CD. <br /><br />Call today to get started on your dream home on your dream lake!<br />MLS 185848 for $123,400<br />Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=8e3a0308-bc69-46a8-9a90-9252e9f1872b&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=8e3a0308-bc69-46a8-9a90-9252e9f1872b&amp;Report=Yes</a></div><div><br />Contact me for more information or to view this property in person.</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> <br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> <br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> <br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1487708883208367229?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-36736664686412745542010-05-13T18:01:00.000-07:002010-05-13T18:03:26.313-07:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/S-yg75r7c0I/AAAAAAAAArQ/j1dykwUdvdc/s1600/A1+Tract+A+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5470924598306108226" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/S-yg75r7c0I/AAAAAAAAArQ/j1dykwUdvdc/s320/A1+Tract+A+Lead.JPG" border="0" /></a><br /><div>REDUCED - 9.87 acres with over 647 ft of lakeshore on Upper South Long Lake that chains with South Long Lake. More than 2115 acres of lakes to enjoy. Multiple building sites and loads of nature make this a rare find. Peace and quite abounds. Seller will look at an acceptable CD.<br /><br />Call today to get started on your dream home on your dream lake!<br /><br />MLS 18584 for $153,400<br /><br />Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=5e2c239c-2559-41f0-97ff-06506e879762&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=5e2c239c-2559-41f0-97ff-06506e879762&amp;Report=Yes</a><br /><br /><br />Contact me for more information or to view this property in person.</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> <br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> <br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> <br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3673666468641274554?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-24658544548063471462010-04-22T19:26:00.000-07:002010-04-22T19:30:09.170-07:00<a href="http://2.bp.blogspot.com/_IG6jmG1OLto/S9EFkl7wzZI/AAAAAAAAArI/70gpu6Ar4Lk/s1600/A1++++++MVC-006S+lead.JPG"><img id="BLOGGER_PHOTO_ID_5463153949193325970" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/S9EFkl7wzZI/AAAAAAAAArI/70gpu6Ar4Lk/s320/A1++++++MVC-006S+lead.JPG" border="0" /></a><br /><div></div><div></div><div></div><div></div><div></div><div></div><div></div><div></div><div></div><div></div><div></div><div></div><div></div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>Just REDUCED - motivated Seller! 550+ ' of beautiful lakeshore, 1.8 acres, great elevation on Rice Lake and the Mississippi River.</div><div></div><div> </div><div>Check it out at - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=0381ed30-735b-4cbe-9e56-94676d05182a&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=0381ed30-735b-4cbe-9e56-94676d05182a&amp;Report=Yes</a><br /></div><div><br />Contact me for more information or to view this property in person.<br /></div><br /><div>Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/" rel="nofollow">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern" rel="nofollow">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern" rel="nofollow">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/" rel="nofollow">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/" rel="nofollow">http://brainerdlakesrealtorrandy.blogspot.com/</a> </div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-2465854454806347146?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com3tag:blogger.com,1999:blog-5608980147286742928.post-76739696096312682982010-04-22T19:23:00.001-07:002010-04-22T19:26:21.913-07:00<a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S9EEsf6aXRI/AAAAAAAAArA/ZzZC3meaPPU/s1600/1+A+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5463152985504374034" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S9EEsf6aXRI/AAAAAAAAArA/ZzZC3meaPPU/s320/1+A+Lead.JPG" border="0" /></a><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br />Quality built 3 BR/ 3BA town home with many upgraded amenities. OUTSTANDING floor plan. . . You have to see this one!<br /><br />Check it out at - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=e3682b8d-2f58-49db-8155-d911b524aebd&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=e3682b8d-2f58-49db-8155-d911b524aebd&amp;Report=Yes</a><br /><br /><div>Contact me for more information or to view this property in person.</div><br /><div>Randy Ahern - Broker® </div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/" rel="nofollow">http://www.realtorrandy.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern" rel="nofollow">http://www.linkedin.com/in/randyahern</a></div><div>Twitter: <a href="http://twitter.com/randyahern" rel="nofollow">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/" rel="nofollow">http://randyahern.businesscard2.com/</a></div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/" rel="nofollow">http://brainerdlakesrealtorrandy.blogspot.com/</a> </div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-7673969609631268298?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-33332908887499937722010-04-22T19:20:00.001-07:002010-04-22T19:22:39.815-07:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/S9EEGN8Vb4I/AAAAAAAAAq4/AQi9dKGgBJo/s1600/Lead+A+1.JPG"><img id="BLOGGER_PHOTO_ID_5463152327845572482" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/S9EEGN8Vb4I/AAAAAAAAAq4/AQi9dKGgBJo/s320/Lead+A+1.JPG" border="0" /></a><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br /><br />REDUCED - First Time Home Buyer Property - Classic 3 BA/1 BA home near Gregory Park, completely remodeled in this quiet neighborhood.<br /><p>Check it out at - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=a1eb5a48-7b1e-4f26-8e4b-d422b48a2256&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=a1eb5a48-7b1e-4f26-8e4b-d422b48a2256&amp;Report=Yes</a></p><br /><br /><br /><br /><br />Contact me for more information or to view this property in person.<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/" rel="nofollow">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern" rel="nofollow">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern" rel="nofollow">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/" rel="nofollow">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/" rel="nofollow">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3333290888749993772?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com1tag:blogger.com,1999:blog-5608980147286742928.post-30108699536055894292010-04-21T20:59:00.000-07:002010-04-21T21:01:11.793-07:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/S8_Joiu98dI/AAAAAAAAAqw/87qgmNtwnVM/s1600/A+1+Water+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5462806571379454418" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/S8_Joiu98dI/AAAAAAAAAqw/87qgmNtwnVM/s320/A+1+Water+Lead.JPG" border="0" /></a><br /><div>Own 1/43 ownership, undivided interest in a resort/campground with a proprietary perpetual renewing lease. Pick out your site, boat slip and enjoy all of the extra amenities – covered bridge over Seguchi Creek, dock, fish cleaning house, laundry facilities, restrooms, showers. Some sites have lake view; while others are wooded and private. </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>Check out the listings here - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=4df0cf94-3bd5-46ab-bfc7-366fd47235fe&amp;Report=Yes" rel="nofollow">http://glarmls.fnismls.com/publink/default.aspx?GUID=4df0cf94-3bd5-46ab-bfc7-366fd47235fe&amp;Report=Yes</a> </div><div> </div><div>Contact me for more information or to view this property in person. </div><div> </div><div>Randy Ahern - Broker® </div><div>Ahern Real Estate </div><div>Direct: 218.838.5066 </div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a> </div><div>Web: <a href="http://www.realtorrandy.com/" rel="nofollow">http://www.realtorrandy.com/</a> </div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern" rel="nofollow">http://www.linkedin.com/in/randyahern</a> </div><div>Twitter: <a href="http://twitter.com/randyahern" rel="nofollow">http://twitter.com/randyahern</a> </div><div>Business Card : <a href="http://randyahern.businesscard2.com/" rel="nofollow">http://randyahern.businesscard2.com/</a> </div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/" rel="nofollow">http://brainerdlakesrealtorrandy.blogspot.com</a> </div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3010869953605589429?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-36943601959599094992010-04-21T20:47:00.000-07:002010-04-21T20:51:01.002-07:00<a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S8_HEXNcomI/AAAAAAAAAqo/vy2D8CU6Qi0/s1600/Ahern+Real+Estate+Logo+-+Primary.jpg"><img id="BLOGGER_PHOTO_ID_5462803750787523170" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 129px; CURSOR: hand; HEIGHT: 119px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S8_HEXNcomI/AAAAAAAAAqo/vy2D8CU6Qi0/s320/Ahern+Real+Estate+Logo+-+Primary.jpg" border="0" /></a><br /><div> <strong><span style="font-size:180%;color:#ff0000;">Realtor Randy's Real Estate Listings:</span></strong></div><div><span style="font-size:180%;color:#ff0000;"></span> </div><div>Check out all of my listings at - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=b9a43e03-1c53-482a-b8e4-a5976f03c5f0&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=b9a43e03-1c53-482a-b8e4-a5976f03c5f0&amp;Report=Yes</a></div><div> </div><div>Contact me for more information or to view this property in person.</div><div>Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3694360195959909499?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-16558413931957956382010-04-14T18:46:00.000-07:002010-04-14T18:48:36.085-07:00The Economic Outlook - Chairman Ben S. Bernanke<br /><br /><strong><em>Economic Outlook<br /></em></strong><br />Before the Joint Economic Committee, U.S. Congress, Washington, D.C.<br /><br />April 14, 2010<br /><br />Chair Maloney, Vice Chairman Schumer, Ranking Members Brownback and Brady, and other members of the Committee, I am pleased to be here today to discuss economic and financial developments. I will also make a few remarks on the fiscal situation.<br /><br />The Economic OutlookSupported by stimulative monetary and fiscal policies and the concerted efforts of policymakers to stabilize the financial system, a recovery in economic activity appears to have begun in the second half of last year. An important impetus to the expansion was firms' success in working down the excess inventories that had built up during the contraction, which left companies . . . .<br /><br />Read the rest at - <a href="http://www.federalreserve.gov/newsevents/testimony/bernanke20100414a.htm">http://www.federalreserve.gov/newsevents/testimony/bernanke20100414a.htm</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1655841393195795638?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-42482624949640628962010-04-07T19:27:00.000-07:002010-04-07T19:33:27.950-07:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/S70_xVJ321I/AAAAAAAAAqg/xszsbwP79bM/s1600/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5457588440167603026" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/S70_xVJ321I/AAAAAAAAAqg/xszsbwP79bM/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S70_tLNDfCI/AAAAAAAAAqY/nmlEMApQVy0/s1600/1+A++LEAD.JPG"><img id="BLOGGER_PHOTO_ID_5457588368777116706" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S70_tLNDfCI/AAAAAAAAAqY/nmlEMApQVy0/s320/1+A++LEAD.JPG" border="0" /></a><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S70_qXgeb5I/AAAAAAAAAqQ/0zYy6q_hDXs/s1600/17+A+Lake+Lead+YES.jpg"><img id="BLOGGER_PHOTO_ID_5457588320540192658" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S70_qXgeb5I/AAAAAAAAAqQ/0zYy6q_hDXs/s320/17+A+Lake+Lead+YES.jpg" border="0" /></a><br /><br /><br /><div><a href="http://4.bp.blogspot.com/_IG6jmG1OLto/S70_kx1xnqI/AAAAAAAAAqI/PBX4gB9vVm0/s1600/%2B%2B+shoreline.JPG"></a><br /><br /><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S70_fFXjlZI/AAAAAAAAAqA/HvbVTYRT9kg/s1600/3+A+.++Family+roomYES.JPG"><img id="BLOGGER_PHOTO_ID_5457588126692382098" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S70_fFXjlZI/AAAAAAAAAqA/HvbVTYRT9kg/s320/3+A+.++Family+roomYES.JPG" border="0" /></a><br /><br /><br /><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S70_YA9fYYI/AAAAAAAAAp4/LiQw74afeHw/s1600/2+A++Lead+Living+Room+YES.JPG"><img id="BLOGGER_PHOTO_ID_5457588005250228610" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S70_YA9fYYI/AAAAAAAAAp4/LiQw74afeHw/s320/2+A++Lead+Living+Room+YES.JPG" border="0" /></a><br /><br /><br /><br /><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S70_SEzHvYI/AAAAAAAAApw/ZcY7JAZtHiE/s1600/14+A++Dock+%26+Lake.JPG"><img id="BLOGGER_PHOTO_ID_5457587903201262978" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S70_SEzHvYI/AAAAAAAAApw/ZcY7JAZtHiE/s320/14+A++Dock+%26+Lake.JPG" border="0" /></a><br /><br /><br /><br /><br /><br /><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>REDUCED – Sale Price: $299,900 (Assessed value - $769,900) Up North Home, 2,000 ft of Lakeshore, 38+ acres MLS 172460 for $299,900 </div><div> </div><div>Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=357a0816-f5b9-4d55-8f09-b49978ae3255&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=357a0816-f5b9-4d55-8f09-b49978ae3255&amp;Report=Yes</a><br /><br />Inviting lake home on Pillager Lake. Enjoy over 1,250 ft of lakeshore on 38.69 wooded and rolling acres. 4 BR / 2 BA with a newly added large family room, 2 fireplaces, 2 kitchens, wood floors, knotty pine cathedral ceiling, loft, most of the property is fenced, NEW roof in 2005, NEWER siding, New carpet in Master BR, Newly remodeled lower level bath, barn, shed, hot tub, sauna, fire pit next to the lake, 2 roll in dock, many upgrades and much more. . . . Enjoy peace, nature and serenity at this Up North charmer. </div><div> </div><div>Contact me for more information or to view this property in person.<br />Randy Ahern - Broker® </div><div>Ahern Real Estate </div><div>Direct: 218.838.5066 </div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a> </div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> </div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> </div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a> </div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> </div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /></div><div>NOTE: This home has a kitchen, bathroom, living room and BR’s on the main and lower floor, so this could also be used as a duplex, home with separate family living and/or separate living quarters with rental opportunities. <br /> </div><div> </div><div>ATTENTION INVESTORS: This home has an assessed value of $769,900 from Cass County. This is truly a great value at 38 % of the assessed value</div><div> </div></div></div></div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4248262494964062896?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-18331021313909442812010-03-13T07:15:00.000-08:002010-03-13T07:18:45.259-08:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/S5usekWlU7I/AAAAAAAAApo/c86IysbrmV0/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5448137815389197234" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/S5usekWlU7I/AAAAAAAAApo/c86IysbrmV0/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://2.bp.blogspot.com/_IG6jmG1OLto/S5usbIuAxrI/AAAAAAAAApg/w6xwHzML1PI/s1600-h/A1++MVC-006S+lead.JPG"><img id="BLOGGER_PHOTO_ID_5448137756431664818" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/S5usbIuAxrI/AAAAAAAAApg/w6xwHzML1PI/s320/A1++MVC-006S+lead.JPG" border="0" /></a><br /><br /><div><a href="http://2.bp.blogspot.com/_IG6jmG1OLto/S5usWxxV-DI/AAAAAAAAApY/hJmcb0BT-eA/s1600-h/A+2++Number+2.JPG"><img id="BLOGGER_PHOTO_ID_5448137681552144434" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/S5usWxxV-DI/AAAAAAAAApY/hJmcb0BT-eA/s320/A+2++Number+2.JPG" border="0" /></a><br /><br /><br /><div><a href="http://4.bp.blogspot.com/_IG6jmG1OLto/S5usKvQAy-I/AAAAAAAAApQ/OHf1HWMuC5U/s1600-h/Living+room.jpg"><img id="BLOGGER_PHOTO_ID_5448137474717043682" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/S5usKvQAy-I/AAAAAAAAApQ/OHf1HWMuC5U/s320/Living+room.jpg" border="0" /></a><br /><br /><br /><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>Reduced – TOP Lake lot in Brainerd, MN {Possible Development Opportunities}<br /><br />550+ ft of beautiful lakeshore, 1.8 acres, gentle elevation, panoramic view on Rice Lake and the Mississippi River. This beautiful property would make a fantastic corporate retreat, family complex or possible future development. Bring your vision to the best lake lot in town and in the Brainerd Lakes Area. Already hooked up to city water.<br /><br />Don't miss out on this one.<br /><br />“In you’re not investing in real estate, you’re not investing in your future.” Change that and call me today!<br /><br /><span style="font-size:130%;"><strong>MLS <span style="color:#3333ff;">171162</span> for <span style="color:#cc0000;">$299,900</span></strong><br /></span><br />Link to this listing (NOTE: This link expires in 30 days) <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=e66e1e27-272d-480f-9eb9-652c8f6b21f2&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=e66e1e27-272d-480f-9eb9-652c8f6b21f2&amp;Report=Yes</a><br /><br />Contact me for more information or to view this property in person.<br />Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> </div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> </div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> </div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div> </div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1833102131390944281?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com3tag:blogger.com,1999:blog-5608980147286742928.post-57639025534340436042010-03-07T08:20:00.000-08:002010-03-07T08:23:59.430-08:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/S5PSpLQuUiI/AAAAAAAAAoo/BsxSxY3S464/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5445927979260465698" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/S5PSpLQuUiI/AAAAAAAAAoo/BsxSxY3S464/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S5PSlUR04oI/AAAAAAAAAog/-rSsCdnfxlE/s1600-h/1+A+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5445927912961532546" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S5PSlUR04oI/AAAAAAAAAog/-rSsCdnfxlE/s320/1+A+Lead.JPG" border="0" /></a><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S5PSiX9U7ZI/AAAAAAAAAoY/oEvstGzhI3s/s1600-h/4.+A+Patio+Porch+back+view+2.JPG"><img id="BLOGGER_PHOTO_ID_5445927862409686418" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S5PSiX9U7ZI/AAAAAAAAAoY/oEvstGzhI3s/s320/4.+A+Patio+Porch+back+view+2.JPG" border="0" /></a><br /><br /><br /><div><a href="http://2.bp.blogspot.com/_IG6jmG1OLto/S5PSew5J73I/AAAAAAAAAoQ/gOLLSn3MNPc/s1600-h/3.+A+Kitchen+A.JPG"><img id="BLOGGER_PHOTO_ID_5445927800383598450" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/S5PSew5J73I/AAAAAAAAAoQ/gOLLSn3MNPc/s320/3.+A+Kitchen+A.JPG" border="0" /></a><br /><br /><br /><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>OPEN HOUSE - Today, Sunday March 7th from NOON - 1:30! </div><div> </div><div>Directions to the OPEN HOUSE are - From Hwys 371 &amp; 210 East to North onGolf Course Dr approx 1.5 miles toright on Links Way into Country ClubEstates. 2nd right on Fairway Drive tosign on property. </div><div> </div><div>Quality built 3 BR/ 3BA town home with many upgraded amenities. OUTSTANDING floor plan. Entertaining kitchen, master bath, large master closet, hardwood floors, very open designed 4-season porch , main floor laundry, large living room, large family room with eat in serving area, bathroom on the lower level, ample extra storage, work shop area, 20 x 20 garage, patio &amp; much more . . . . You have to see this one! </div><div> </div><div>“In you’re not investing in real estate, you’re not investing in your future.” </div><div> </div><div>Change that and call me today! </div><div> </div><div>MLS <strong><span style="color:#3333ff;">188308</span></strong> for <strong><span style="color:#ff0000;">$215,000 </span></strong></div><div> </div><div>Link to this listing (NOTE: This link expires in 30 days) <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=9b70795c-ddb4-42c7-96f4-6aacacda6027&amp;Report=Yes" rel="nofollow">http://glarmls.fnismls.com/publink/default.aspx?GUID=9b70795c-ddb4-42c7-96f4-6aacacda6027&amp;Report=Yes</a> </div><div> </div><div>Contact me for more information or to view this property in person. </div><div> </div><div>Randy Ahern - Broker® </div><div>Ahern Real Estate </div><div>Direct: 218.838.5066 </div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a> </div><div>Web: <a href="http://www.realtorrandy.com/" rel="nofollow">http://www.realtorrandy.com/</a> </div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern" rel="nofollow">http://www.linkedin.com/in/randyahern</a> </div><div>Twitter: <a href="http://twitter.com/randyahern" rel="nofollow">http://twitter.com/randyahern</a> </div><div>Business Card : <a href="http://randyahern.businesscard2.com/" rel="nofollow">http://randyahern.businesscard2.com/</a> </div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/" rel="nofollow">http://brainerdlakesrealtorrandy.blogspot.com/</a> </div><div> </div><div> </div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5763902553434043604?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-49769518654978819782010-03-06T12:10:00.001-08:002010-03-06T12:12:19.969-08:00<a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S5K23H9K-wI/AAAAAAAAAoI/y-c_TC8AnIY/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5445615957589031682" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S5K23H9K-wI/AAAAAAAAAoI/y-c_TC8AnIY/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://1.bp.blogspot.com/_IG6jmG1OLto/S5K2yXeDlII/AAAAAAAAAoA/Hn12Mc7OMfQ/s1600-h/A+1+Water+Lead.JPG"><img id="BLOGGER_PHOTO_ID_5445615875854144642" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/S5K2yXeDlII/AAAAAAAAAoA/Hn12Mc7OMfQ/s320/A+1+Water+Lead.JPG" border="0" /></a><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/S5K2vMP2X6I/AAAAAAAAAn4/ZMc4q_Te2fI/s1600-h/A+9+Site+3.JPG"><img id="BLOGGER_PHOTO_ID_5445615821302161314" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/S5K2vMP2X6I/AAAAAAAAAn4/ZMc4q_Te2fI/s320/A+9+Site+3.JPG" border="0" /></a><br /></div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>Own a part of Mille Lacs Lake ($28,900) - <a href="http://www.facebook.com/l.php?u=http%3A%2F%2Fglarmls.fnismls.com%2Fpublink%2Fdefault.aspx%3FGUID%3De93e28c8-3b99-4882-b54a-af49dabcb430%26Report%3DYes&amp;h=e7057ac8a0e3b845dff261142ceaee1c" target="_blank" rel="nofollow" __untrusted="true">http://glarmls.fnismls.com/publink/default.aspx?GUID=e93e28c8-3b99-4882-b54a-af49dabcb430&amp;Report=Yes</a><br /><br /></div><div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4976951865497881978?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-36976312340350739522010-03-06T12:07:00.001-08:002010-03-06T12:09:48.080-08:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/S5K2NHF0-GI/AAAAAAAAAnw/9oBVrvUP_co/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5445615235802396770" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/S5K2NHF0-GI/AAAAAAAAAnw/9oBVrvUP_co/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://2.bp.blogspot.com/_IG6jmG1OLto/S5K2HjlTgXI/AAAAAAAAAno/ka7c5u4Vw3A/s1600-h/Park+mode+1+.JPG"><img id="BLOGGER_PHOTO_ID_5445615140371399026" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/S5K2HjlTgXI/AAAAAAAAAno/ka7c5u4Vw3A/s320/Park+mode+1+.JPG" border="0" /></a><br /><br /><div><a href="http://1.bp.blogspot.com/_IG6jmG1OLto/S5K2EDtQJpI/AAAAAAAAAng/m3KVJcO-qi0/s1600-h/A+8+Tree+at+on+site+pond.JPG"><img id="BLOGGER_PHOTO_ID_5445615080275191442" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/S5K2EDtQJpI/AAAAAAAAAng/m3KVJcO-qi0/s320/A+8+Tree+at+on+site+pond.JPG" border="0" /></a><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>REDUCED: NEW Furnished Park Model on Mille Lacs Lake with shed, deck, dock and boat slip - ONLY $99,000. <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=c0309a40-6024-411e-957e-6917c6678702&amp;Report=Yes" target="_blank" rel="nofollow" __untrusted="true">http://glarmls.fnismls.com/publink/default.aspx?GUID=c0309a40-6024-411e-957e-6917c6678702&amp;Report=Yes</a></div><div> </div><div> </div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3697631234035073952?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-56675165920632330502010-02-06T07:16:00.000-08:002010-02-06T07:17:41.525-08:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/S22IDGr0orI/AAAAAAAAAnY/W7cRo2ZZ5Bg/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5435149912221459122" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/S22IDGr0orI/AAAAAAAAAnY/W7cRo2ZZ5Bg/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a> I need help raising money for a great cause - MDA. Here is my link, please check it out, watch the video and donate what you can to help out the kids.<br /><div></div><br /><div>It truly goes to a great cause - <a href="http://www.facebook.com/l.php?u=https%3A%2F%2Fwww.joinmda.org%2FMyLockup%2FMyHomepage%2Ftabid%2F121909%2FParticipant%2Frahern%2FDefault.aspx&amp;h=afb059bf29d4f3688b573981eaba3e1b" target="_blank" rel="nofollow" __untrusted="true">http://www.facebook.com/l.php?u=https%3A%2F%2Fwww.joinmda.org%2FMyLockup%2FMyHomepage%2Ftabid%2F121909%2FParticipant%2Frahern%2FDefault.aspx&amp;h=afb059bf29d4f3688b573981eaba3e1b</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5667516592063233050?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com1tag:blogger.com,1999:blog-5608980147286742928.post-74082476170451543032010-01-31T14:16:00.000-08:002010-01-31T14:21:16.958-08:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/S2YBZz8U0UI/AAAAAAAAAnQ/3UsOg-i1uVk/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5433031543420670274" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/S2YBZz8U0UI/AAAAAAAAAnQ/3UsOg-i1uVk/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><br /><ul><li>A new report from the Urban Land Institute predicts two major changes in the U.S. housing market as we began a new decade.</li><li></li><li>* Home appreciation will slow considerably to about 1 percent to 2 percent annually.<br />* The current U.S. homeownership rate, now at 67 percent (which is down from a record high of 69 percent), will fall further to about 62 percent.</li></ul><br />4 Major Demographic Trends<br /><br />The report also cites four major U.S. demographic trends that will have a major impact on housing.<br /><br /><strong>1. Aging baby boomers (ages 55 to 64 years old):</strong> They will keep working, and many will be forced to stay in their suburban homes until values recover. Those who are able to move will choose mixed-age living environments that cater to active lifestyles. Walkable suburban town centers also will appeal to this group.<br /><br /><strong>2. Younger baby boomers (46 to 54 years old):</strong> They are now entering their prime earning years but they will lack home equity and unlike the older members of their generation, they won’t be able to purchase second homes. This will likely curb the prospects for the second-home market.<br /><br /><strong>3. Generation Y:</strong> They are larger than the baby boom generation (with a population of about 86 million). As they enter the housing market, they are less interested in homeownership than their parents were when they were young adults. “They will be renters by necessity or choice for years ahead,” says John K. McIlwain, author of the report.<br /><br /><strong>4. Immigrants – both legal and illegal:</strong> They are nearly 40 million strong. They often prefer multi-generational households and if they can afford them, larger homes in neighborhoods with a strong sense of community.<br /><br /><em><span style="font-size:85%;">Source: The Urban Land Institute (01/27/2010)</span></em><br /><br />Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-7408247617045154303?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com1tag:blogger.com,1999:blog-5608980147286742928.post-68864342945364643012010-01-31T14:12:00.000-08:002010-01-31T14:16:37.577-08:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/S2YAY8kUbyI/AAAAAAAAAnI/ibKyp95SBzE/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5433030429044404002" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/S2YAY8kUbyI/AAAAAAAAAnI/ibKyp95SBzE/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a> Mortgage interest for the week held fairly close to the previous week's rates, reports Freddie Mac. <div> </div><div>Average interest on 30-year fixed loans slipped a notch to 4.98 percent from 4.99 percent and was down from 5.10 percent a year ago. </div><div> </div><div>Here's how other rates fared for the week: </div><div> </div><ul><li>15-year fixed loans dropped down to 4.39 percent from 4.40 percent. </li><li>Five-year adjustable-rate mortgages dipped to 4.25 percent from 4.27 percent. </li><li>One-year ARMs came down to 4.29 percent from 4.32 percent. </li></ul><div> </div><div>While still higher than the historic lower of 4.71 percent established in early December, long-term mortgage rates have hovered around a very favorable 5 percent thanks to the Federal Reserve's mortgage-backed securities program meant to keep rates low and make home buying more affordable. </div><div> </div><div>The central bank's policymaking committee confirmed on Jan. 27 that it will keep rates near those record lows in order to prop up the economy; but it still plans to terminate the program at the end of March. </div><div> </div><div>Low rates also trigger more refinancing activity, according to Freddie Mac. In the 2009 fourth quarter, it said, about a third of borrowers who refinanced a home loan -- the highest share since at least 1985 -- opted to slash their principal balance rather than tap into their equity. </div><div> </div><div>As a result, only around $11 billion in home equity -- the smallest quarterly volume in about nine years -- was tapped by consumers who refinanced a conventional, prime mortgage. </div><div> </div><div><em><span style="font-size:85%;">Source: Memphis Daily News (01/29/10)</span></em> </div><div> </div><div>Posted by:</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a></div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a></div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6886434294536464301?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-27454430895661951182010-01-24T09:00:00.001-08:002010-01-24T09:02:51.535-08:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/S1x8zUpJe1I/AAAAAAAAAnA/zZ_rLhrk6Rg/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5430352471858445138" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/S1x8zUpJe1I/AAAAAAAAAnA/zZ_rLhrk6Rg/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>The number of consumer loans that are going bad is leveling off, reports Bank of America, Wells Fargo and other large banks, signaling that the worst could be over.</div><div> </div><div>Bankers reported that credit quality is stabilizing with lending losses expected to peak this year.</div><div> </div><div>But analysts warned that any new hit to the economy could reverse the trend with all aspects of the recovery dependent on an improving employment picture.</div><div> </div><div>“In the second half of the year, it will be more and more important for the overall economy to improve at a faster clip,” says Anthony Polini, a banking analyst at Raymond James.</div><div> </div><div><em><span style="font-size:85%;">Source: Bloomberg News, Andrew Martin (01/20/2010)</span></em></div><div> </div><div> </div><div>Posted by:</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a></div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a></div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-2745443089566195118?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-10174734757091167492010-01-24T08:56:00.000-08:002010-01-24T08:58:48.536-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Long-term mortgage rates fell for the third straight week, pushing the average rate on 30-year fixed home loans below 5 percent again, according to Freddie Mac.<br /><br />This week, average interest on 30-year mortgages was 4.99 percent, compared to 5.06 percent last week and 5.16 percent a year ago.<br /><br />Rates on 15-year fixed loans also followed bond yields lower, averaging 4.40 percent, compared to 4.45 percent last week; and adjustable-rate mortgages also fell this week.<br /><br /><em><span style="font-size:85%;">Source: Los Angeles Times, E. Scott Reckard (01/22/10)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1017473475709116749?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-11901391633865884232010-01-21T05:28:00.000-08:002010-01-21T05:30:52.335-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />The housing recovery should gain moment in 2010, but the improvement will still be slow, according to a panel of economists speaking at the International Builders Show in Las Vegas.<br /><br />"It won't be a strong recovery, but it will be a recovery," said David Crowe, chief economist for the National Association of Home Builders.<br /><br />Crowe forecast that sales of new homes will rise by about 33 percent while resales will go up 7 percent. He expects prices to remain stable in most areas, but some cities may see some slight declines.<br /><br />"I believe we've seen the worst of the house price declines ... The stage is set for the consumer to return," Crowe said.<br /><br /><span style="font-size:85%;"><em>Source: Associated Press, Alex Veiga (01/19/2010)</em></span><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1190139163386588423?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-67851151015141785342010-01-21T05:26:00.000-08:002010-01-21T05:28:33.481-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Showhomes, a Nashville, Tenn.-based home-management and staging company with eight offices in Florida, provides live-in stagers for vacant homes that are up for sale.<br /><br />Live-in stagers reduce the chances that the property will be vandalized, and they ensure that the listing is kept in show condition and ready for buyers to tour with just 30 minutes' notice. They also must vacate the home when it sells; but in return, they pay dramatically reduced rents. Don Vanderhoef, who owns Showhomes' Fort Lauderdale franchise, says, "A big part of it is psychology. Buyers see food in the refrigerator, clothes in the closet. They see all the signs of life of a regular home."<br /><br />While some real estate agents worry that live-in stagers will not keep the home clean or cause problems when asked to move out, Vanderhoef says in-home managers sign contracts and submit to background checks.<br /><br />In the company's 24-year history, he says it has worked with only one problem manager. The program's properties generally spend less time on the market and fetch more money than other vacant listings. The company collects a "success" fee of 1 percent of the list price when a sale is completed and only the upfront money if the home is not sold.<br /><br /><em><span style="font-size:85%;">Source: Charlotte Observer, Paul Owers (01/17/2010)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6785115101514178534?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com4tag:blogger.com,1999:blog-5608980147286742928.post-67475545816524277192010-01-11T05:47:00.000-08:002010-01-11T05:49:10.136-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Some home builder companies are posting gains, thanks in large part to a change in tax laws that allowed companies to apply losses incurred in 2008 and 2009 to income earned in any five years through 2007. Home builder Lennar Corp. posted its first quarterly profit since 2007.<br /><br />Previously, losses could be counted against profits over just two previous years.<br /><br />Lennar also had a 3 percent increase in new orders in 2009, its first since 2006.<br /><br />Toll Brothers said last month that it expects a $162 million income tax refund when it files its 2009 taxes, thanks to the change in the law. And last month, Wall Street analysts upgraded KB Home’s shares because of an expected refund.<br /><br />In a paper by John R. Graham and Hyunseob Kim for the National Bureau of Economic Research, Graham and Kim estimated that the tax-loss carrybacks would cost the government $53 billion, with the beneficiaries "concentrated in the home-building, automobile, and financial industries."<br /><br /><em><span style="font-size:85%;">Source: Fortune, Colin Barr (01/07/2010)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6747554581652427719?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-62790494182696014732010-01-11T05:44:00.000-08:002010-01-11T05:46:27.937-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Average interest on long-term mortgages went down slightly this week, after rising in the four previous weeks. Freddie Mac reports that 30-year fixed mortgage rates averaged 5.09 percent, down from 5.14 percent a week ago, but higher than the 5.01 percent it reached this time last year.<br /><br />Other mortgage rates performed as follows:<br /><ul><li>15-year, fixed loans fell 0.4 percent to 4.5 percent. </li><li>Five-year adjustable-rate mortgages stayed flat. </li><li>One-year ARMs declined 0.03 percent to 4.31 percent.</li></ul><p><em><span style="font-size:85%;">Source: Chicago Sun-Times, Francine Knowles (01/08/10)</span></em></p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6279049418269601473?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-22950821911556813132010-01-06T20:09:00.000-08:002010-01-06T20:11:21.444-08:00Selling a home in the dead of winter might seem ill-advised, particularly considering the state of the economy, but some experts think that making the decision to wait until spring to list the property could be a mistake.<br /><br />Government incentives will likely have a big impact in 2010, with many buyers determined to sign a contract before the April 30 tax credit deadline.<br /><br />“This year, we're anticipating sales will peak earlier,” says Nicole Hall, editor in chief of Lendingtree.com, an online mortgage comparison service. “The best time to get your house on the market will be February or early March, and maybe even earlier if you want to avoid competition.”<br /><br />Traffic on real estate Web sites begins to rise right after the New Year, says Ken Shuman, spokesman for real estate Web site Trulia.com.<br /><br /><em><span style="font-size:85%;">Source: Forbes.com, Francesca Levy (12/24/2009)</span></em><br /><br />Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-2295082191155681313?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com1tag:blogger.com,1999:blog-5608980147286742928.post-61356679815945776122010-01-06T20:07:00.000-08:002010-01-06T20:09:31.713-08:00Chairman Ben S. Bernanke<br />At the Annual Meeting of the American Economic Association, Atlanta, Georgia<br />January 3, 2010<br />Monetary Policy and the Housing Bubble<br /><a href="http://www.federalreserve.gov/newsevents/speech/bernanke20100103a.pdf" target="_self">PDF version (354 KB)</a><br />The financial crisis that began in August 2007 has been the most severe of the post-World War II era and, very possibly--once one takes into account the global scope of the crisis, its broad effects on a range of markets and institutions, and the number of systemically critical financial institutions that failed or came close to failure--the worst in modern history. Although forceful responses by policymakers around the world avoided an utter collapse of the global financial system in the fall of 2008, the crisis was nevertheless . . . .<br /><br />Read it all here at - <a href="http://www.federalreserve.gov/newsevents/speech/bernanke20100103a.htm">http://www.federalreserve.gov/newsevents/speech/bernanke20100103a.htm</a><br /><br />Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6135667981594577612?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-89004642206601617142010-01-04T05:45:00.000-08:002010-01-04T05:48:19.225-08:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/S0HxHdKn8II/AAAAAAAAAm4/r8VLjSrQk5c/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5422880536721354882" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/S0HxHdKn8II/AAAAAAAAAm4/r8VLjSrQk5c/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a>South Florida home owners are hoping to cash in on the Super Bowl by renting out their homes for less than the average hotel room. <div> </div><div>For instance, Davona Lynch is offering her three-bedroom, two-bath home that is 15 minutes from Land Shark Stadium for a nightly rate of $300. She thinks it’s a good deal for people who want a kitchen and a washer/dryer. </div><div> </div><div>Earl Hord is offering his 5,000-square-foot home in Pompano Beach for $15,000 a week. “You can put as many as 10 people in it, and when you think of it like that, $15,000 isn't a staggering dollar amount," he says. </div><div> </div><div>Craiglist.com, which is free, and SuperBStays.com, which charges $99, are two popular places to list available properties. Dave Erickson, owner of SuperBStays, says he has everything from luxury estates to single rooms for rent.</div><div> </div><div><em><span style="font-size:85%;">Source: The Palm Beach Post, Kimberly Miller (12/29/2009)</span></em></div><div> </div><div>Posted by:</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a></div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a></div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-8900464220660161714?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-50265550670131067742010-01-03T19:05:00.000-08:002010-01-03T19:09:40.711-08:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/S0FbIrymTaI/AAAAAAAAAmw/vIG8OJrldr0/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5422715631082818978" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/S0FbIrymTaI/AAAAAAAAAmw/vIG8OJrldr0/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://2.bp.blogspot.com/_IG6jmG1OLto/S0FbFFGa04I/AAAAAAAAAmo/n2QPgRDjCp0/s1600-h/1.JPG"><img id="BLOGGER_PHOTO_ID_5422715569157362562" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/S0FbFFGa04I/AAAAAAAAAmo/n2QPgRDjCp0/s320/1.JPG" border="0" /></a><br /><br /><div></div></div><br /><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p>Enjoy the peace and quiet of this property. Field and mature woods with little low land. Great access from township road. Enjoy the peace and quiet of this property. EXCELLENT hunting and would have multiple great building sites. Additional 40 acres maybe available.<br /><br /><strong>MLS: <span style="color:#3333ff;">190844</span> for </strong><span style="color:#ff0000;"><strong>$79,900<br /></strong></span><br />Link to this listing (NOTE: This link expires in 30 days) <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=57532909-191b-4327-a43a-a37e6cef7417&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=57532909-191b-4327-a43a-a37e6cef7417&amp;Report=Yes</a><br /><br />Contact me for more information or to view this property in person:</p><p>Randy Ahern - Broker® Ahern Real Estate Direct: 218.838.5066 Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a> Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a> Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5026555067013106774?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-24209640882913913782010-01-02T14:28:00.000-08:002010-01-02T14:32:25.487-08:00<a href="http://2.bp.blogspot.com/_IG6jmG1OLto/Sz_I5JTQQGI/AAAAAAAAAmg/mbp73zIPYrY/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5422273360452141154" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/Sz_I5JTQQGI/AAAAAAAAAmg/mbp73zIPYrY/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/Sz_I0bTYLwI/AAAAAAAAAmY/15SaJIpG7KQ/s1600-h/14+A++Dock+%26+Lake.JPG"><img id="BLOGGER_PHOTO_ID_5422273279385153282" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/Sz_I0bTYLwI/AAAAAAAAAmY/15SaJIpG7KQ/s320/14+A++Dock+%26+Lake.JPG" border="0" /></a><br /><br /><div><a href="http://4.bp.blogspot.com/_IG6jmG1OLto/Sz_Iw1XjRYI/AAAAAAAAAmQ/NcBOy_fTuD0/s1600-h/1+A++LEAD.JPG"><img id="BLOGGER_PHOTO_ID_5422273217662502274" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/Sz_Iw1XjRYI/AAAAAAAAAmQ/NcBOy_fTuD0/s320/1+A++LEAD.JPG" border="0" /></a><br /><br /><br /><div><a href="http://1.bp.blogspot.com/_IG6jmG1OLto/Sz_Is_kwArI/AAAAAAAAAmI/dhif_mmYSPs/s1600-h/%2B%2B+LEAD+House+2.JPG"></a><br /><br /><br /><br /><div><a href="http://1.bp.blogspot.com/_IG6jmG1OLto/Sz_Ip3AASII/AAAAAAAAAmA/jJ__JaEdtkE/s1600-h/2+A++Lead+Living+Room+YES.JPG"><img id="BLOGGER_PHOTO_ID_5422273097841526914" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/Sz_Ip3AASII/AAAAAAAAAmA/jJ__JaEdtkE/s320/2+A++Lead+Living+Room+YES.JPG" border="0" /></a><br /><br /><br /><br /><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>REDUCED – Sale Price: $299,900 (Assessed value - $769,900) Up North Home, 2,000 ft of Lakeshore, 38+ acres </div><div> </div><div>MLS 172460 for $299,900 </div><div> </div><div>Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=8fad9cec-ba9d-4904-ba64-75e05c4dca74&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=8fad9cec-ba9d-4904-ba64-75e05c4dca74&amp;Report=Yes</a><br /></div><div> </div><div>Inviting lake home on Pillager Lake. Enjoy over 2,000 ft of lakeshore on 38.69 wooded and rolling acres. 4 BR / 2 BA with a newly added large family room, 2 fireplaces, 2 kitchens, wood floors, knotty pine cathedral ceiling, loft, most of the property is fenced, NEW roof in 2005, NEWER siding, New carpet in Master BR, Newly remodeled lower level bath, barn, shed, hot tub, sauna, fire pit next to the lake, 2 roll in dock, many upgrades and much more. . . . Enjoy peace, nature and serenity at this Up North charmer. </div><div> </div><div>Contact me for more information or to view this property in person:</div><div><br />Randy Ahern - Broker®</div><div> Ahern Real Estate </div><div>Direct: 218.838.5066 </div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a> </div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> </div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> </div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a> </div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> </div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a> </div><div><br /><span style="color:#3333ff;"><strong>NOTE:</strong></span> This home has a kitchen, bathroom, living room and BR’s on the main and lower floor, so this could also be used as a duplex, home with separate family living and/or separate living quarters with rental opportunities. <br /><br /><span style="color:#ff0000;"><strong>ATTENTION INVESTORS:</strong></span> This home has an assessed value of $769,900 from Cass County. This is truly a great value at 38 % of the assessed value!<br /> </div></div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-2420964088291391378?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-23656194225369254852010-01-02T14:25:00.000-08:002010-01-02T14:28:12.290-08:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/Sz_IMZUO-ZI/AAAAAAAAAl4/jSZrNJOE5nw/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5422272591657105810" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/Sz_IMZUO-ZI/AAAAAAAAAl4/jSZrNJOE5nw/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://4.bp.blogspot.com/_IG6jmG1OLto/Sz_IGx3H1DI/AAAAAAAAAlw/Cnl7Hk2aWoY/s1600-h/A1+Front+of+Building.JPG"><img id="BLOGGER_PHOTO_ID_5422272495166673970" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/Sz_IGx3H1DI/AAAAAAAAAlw/Cnl7Hk2aWoY/s320/A1+Front+of+Building.JPG" border="0" /></a><br /><br /><div><a href="http://2.bp.blogspot.com/_IG6jmG1OLto/Sz_IDbS7w2I/AAAAAAAAAlo/C05xY54y05U/s1600-h/A3+Heat.JPG"><img id="BLOGGER_PHOTO_ID_5422272437569700706" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/Sz_IDbS7w2I/AAAAAAAAAlo/C05xY54y05U/s320/A3+Heat.JPG" border="0" /></a><br /><br /><br /><div><a href="http://4.bp.blogspot.com/_IG6jmG1OLto/Sz_IAgJI5gI/AAAAAAAAAlg/EsPEIaA0HsY/s1600-h/A4+Hoist.JPG"><img id="BLOGGER_PHOTO_ID_5422272387331188226" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/Sz_IAgJI5gI/AAAAAAAAAlg/EsPEIaA0HsY/s320/A4+Hoist.JPG" border="0" /></a><br /><br /><br /><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>2000 square foot commercial building, ample off street parking, new heat, phase 3 power, large machine hoist, security system, 12 x 12 sliding garage door and 11.11 x 9.9 overhead garage door, plus much more. Great for storage or your business!<br /><br />MLS 186044 for $115,000<br />Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=fe5b0054-d585-4aed-84c4-66f97811d02e&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=fe5b0054-d585-4aed-84c4-66f97811d02e&amp;Report=Yes</a><br /><br />Contact me for more information or to view this property in person.</div><div> </div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> <br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> <br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> <br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br /> </div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-2365619422536925485?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-46482699585726007872010-01-02T06:41:00.000-08:002010-01-02T06:44:37.462-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />If the U.S. Senate fails to pass an estate tax bill, the estate tax disappears Jan. 1. But it's not all good news. By law, the tax will reappear in 2011 with higher rates and lower exclusions.<br /><br />Under the law that takes effect Jan. 1, taxpayers will face capital gains taxes on inherited property. The tax will be calculated on the original cost of the property to the person who has died. This could be extraordinarily complicated: “How much did grandpa pay for that piece of property 75 years ago?”<br /><br />It is likely that the Senate will pass a one-year extension of the current law, with a retroactive date to Jan. 1, 2010, buying time to fix the situation. But that will almost certainly result in a rash of lawsuits that could make inheriting property in 2010 no less murky.<br /><br /><em><span style="font-size:85%;">Source: Washington Post Writers Group, Kenneth R. Harney (12/28/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4648269958572600787?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-11629657127852006532010-01-01T17:20:00.000-08:002010-01-01T17:24:15.250-08:00<a href="http://3.bp.blogspot.com/_IG6jmG1OLto/Sz6ffzq__1I/AAAAAAAAAlY/-RYvo9KTos4/s1600-h/image001%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5421946370195980114" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 204px; CURSOR: hand; HEIGHT: 161px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/Sz6ffzq__1I/AAAAAAAAAlY/-RYvo9KTos4/s320/image001%5B1%5D.jpg" border="0" /></a><br /><div>I am going to be locked up for “good” at the MDA Lock-up to help out Jerry’s Kids! </div><div> </div><div>Every $800 that I raise helps send a local child with muscular dystrophy to MDA Summer Camp for a full week at no cost to their family! </div><div> </div><div><strong><span style="color:#ff9900;">Click Here to Help Randy Send a Local Child to Camp or provide them with the minimum expectations that we can offer - </span></strong><a href="https://www.joinmda.org/MyLockup/MyHomepage/ta...bid/121909/Participant/rahern/Default.aspx" target="_blank" rel="nofollow" __untrusted="true">https://www.joinmda.org/MyLockup/MyHomepage/ta...bid/121909/Participant/rahern/Default.aspx</a></div><div> </div><div><span style="font-size:130%;color:#ff0000;"><strong>Please watch the video and please pledge your support.</strong></span> </div><div> </div><div>Every kid needs a chance for a great life!Don't forget...all donations made are 100% tax deductible. </div><div> </div><div>Click on my personal link above to make a secure online donation. </div><div> </div><div>It only takes a second and will make a difference in the lives of local families affected by Muscular Dystrophy. </div><div> </div><div>The following are services that MDA provides and ideas to consider when you are deciding on a donation:</div><div> </div><div>$25 pays for a flu shot</div><div>$75 pays for 1 clinic visit</div><div>$85 pays for 1 minute of research</div><div>$100 pays for an ALS (Lou Gehrig's Disease) support group</div><div>$500 pays for annual repair and upkeep of 1 child or adults wheelchair</div><div>$800 pays for 1 local child to go to MDA's week long summer camp </div><div> </div><div><strong><span style="font-size:130%;color:#cc0000;">EVERY DOLLAR COUNTS - Please give and help the KIDS!</span></strong></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1162965712785200653?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-38077018619270630702009-12-23T05:09:00.000-08:002009-12-23T05:12:28.336-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Home prices in 45 of the largest housing markets are expected to fall another 4.2 percent before they hit bottom in March, according to First American CoreLogic’s LoanPerformance Home Price Index.<br /><br />By October 2010, prices are expected to be heading upward again by about 1 percent compared to 2009.<br /><br />The report warned that this progress could be jeopardized by an increasingly large “shadow inventory” of homes owned by banks but not yet on the market. The problem is particularly acute in Michigan and Ohio cities, the report said. It projected a 12.7 percent further decline in values in Detroit, an 11.4 percent decline in most of the rest of southeast Michigan, and a 6.3 percent fall in Cleveland.<br /><br />The report expects the strongest recoveries next year in California cities. These include:<br /><br />1. San Francisco, up 5.7 percent<br />2. Los Angeles, 5 percent<br />3. San Diego, 4.7 percent<br />4. Sacramento, 4.6 percent<br /><br /><em><span style="font-size:85%;">Source: Inman News (12/21/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3807701861927063070?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-16207426755244044612009-12-22T05:40:00.000-08:002009-12-22T05:42:37.754-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />The government hopes that the revamped Real Estate Settlement and Procedures Act, which takes effect Jan. 1, will make it easier for home buyers to understand what’s going on at closing.<br /><br />While some industry professionals are enthusiastic, others are dubious that these new regulations will really clear the fog.<br /><br />"I think the net result is that it will cost consumers more because it will discourage shopping," said Hank Shulroff, senior vice president at Attorneys' Title Guaranty Fund. "The early disclosures are more transparent, but in the end the consumer is going to have less information about what it is they actually purchased, especially as it relates to title services."<br /><br />Jeri Lynn Fox, president of the Illinois Association of Mortgage Professionals, finds the new procedures more, rather than less, confusing. “Whenever you have confused consumers, isn't that when the opportunity for them to be taken advantage of comes up?" she asks.<br /><br /><em><span style="font-size:85%;">Source: Chicago Tribune, Mary Ellen Podmolik (12/18/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1620742675524404461?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-84848036039673318872009-12-20T20:10:00.000-08:002009-12-20T20:13:15.745-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />People who live in warm, sunny states where the living is easy are happier than people who live where the weather, prices, air quality, and congestion aren’t so agreeable, according to comparison of statistics compiled by the Centers for Disease Control and Prevention.<br /><br />The study asked participants: “How satisfied are you with your life?” The results showed that the happiest state is Louisiana; rounding out the top five are Hawaii, Florida, Tennessee, and Arizona.<br /><br />New York State is at the bottom of the happiness scale. California ranks 46.<br /><br />Economists Andrew J. Oswald of the University of Warwick in England and Stephen Wu of Hamilton College in Clinton, N.Y., published these finding in Friday’s edition of Science magazine. Oswald says the happiest people tend to live in states that do well in quality-of-life studies, and people who live in states where there are long commutes, congestion, and high prices are more likely to be unhappy.<br /><br /><em><span style="font-size:85%;">Source: Associated Press, Randolph E. Schmid (12/17/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-8484803603967331887?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-36890151290731576882009-12-20T20:07:00.000-08:002009-12-20T20:09:42.089-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />More than 1.7 million homeowners were verging on foreclosure this fall, making it likely that these houses will soon end up on the market one way or the other, driving down overall housing values."<br /><br />We're going to be dealing with high levels of distressed (sales) in the marketplace for at least a couple of years," says Mark Fleming, chief economist of researcher First American CoreLogic, which has been studying the problem.<br /><br />Some real estate practitioners say they fear that this onslaught is coming.<br /><br />"We've been in recovery mode for most of the year. How many foreclosures do they have to dump on the market to affect that? I don't know," says Deborah Farmer, owner of StarLight Realty in Tampa, Fla. "Any house priced under $225,000 will be affected by a large increase in foreclosures in this market."<br /><br /><em><span style="font-size:85%;">Source: Associated Press, Alan Zibel (12/17/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3689015129073157688?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-15310458397375688842009-12-20T20:03:00.000-08:002009-12-20T20:07:42.179-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />A growing number of home owners in Arizona, California, Florida, and Nevada—where prices have fallen the most—are walking away from their properties.<br /><br />They are leaving the deal behind not because they can’t pay but because they don’t want to. A study by researchers at Northwestern University and the University of Chicago concludes that as many as 25 percent of defaults are driven by strategy, not necessity.<br /><br />If many other people follow suit, “It’s going to be really difficult to prevent a cascade effect," says Paola Sapienza, a professor of finance at Northwestern.<br /><br />Brent White, an associate law professor at the University of Arizona, points to actions by banks themselves to avoid staying in bad business deals as an example of why homeowners should make a decision "unclouded by unnecessary guilt or shame."<br /><br />For instance, on Thursday, financial services firm Morgan Stanley announced that it is turning five San Francisco office buildings back over to its lender two years after it purchased them when the market was at its priciest. The buildings are estimated to be worth about half of what Morgan Stanley paid.<br /><br />“This isn’t a default or foreclosure situation,” spokeswoman Alyson Barnes told Bloomberg News. “We are going to give them the properties to get out of the loan obligation.”<br /><br />Morgan Stanley is apparently current on the loan, so this is what is known as a “strategic default.”<br /><br />Some might ask: If strategic defaults are OK for banks, why aren’t they OK for ordinary homeowners?<br /><br /><em><span style="font-size:85%;">Source: The Wall Street Journal, James R. Hagerty and Nick Timiraos (12/17/2009) and Bloomberg, Emily Friedlander (12/17/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1531045839737568884?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-19516981044721342009-12-13T07:15:00.000-08:002009-12-13T07:19:15.081-08:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/SyUFcIEgpnI/AAAAAAAAAlQ/ZnE7xnKb_n0/s1600-h/Ahern+Real+Estate+Logo+-+Primary.jpg"><img id="BLOGGER_PHOTO_ID_5414740107743766130" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 129px; CURSOR: hand; HEIGHT: 119px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/SyUFcIEgpnI/AAAAAAAAAlQ/ZnE7xnKb_n0/s320/Ahern+Real+Estate+Logo+-+Primary.jpg" border="0" /></a><br /><div><a href="http://4.bp.blogspot.com/_IG6jmG1OLto/SyUFX6pV-FI/AAAAAAAAAlI/iOOp0NDyNxo/s1600-h/House+Lead.jpg"><img id="BLOGGER_PHOTO_ID_5414740035420682322" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/SyUFX6pV-FI/AAAAAAAAAlI/iOOp0NDyNxo/s320/House+Lead.jpg" border="0" /></a><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SyUFUJYzi-I/AAAAAAAAAlA/ONh3svlSx88/s1600-h/Front+LR+%26+DR+-+YES.jpg"><img id="BLOGGER_PHOTO_ID_5414739970658372578" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SyUFUJYzi-I/AAAAAAAAAlA/ONh3svlSx88/s320/Front+LR+%26+DR+-+YES.jpg" border="0" /></a><br /><br /><br /><div><a href="http://4.bp.blogspot.com/_IG6jmG1OLto/SyUFPwtBVAI/AAAAAAAAAk4/6ACh3Tj8wLw/s1600-h/Porch+YES.jpg"><img id="BLOGGER_PHOTO_ID_5414739895312798722" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/SyUFPwtBVAI/AAAAAAAAAk4/6ACh3Tj8wLw/s320/Porch+YES.jpg" border="0" /></a><br /><br /><br /><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>Large 5 BR / 2 BA Brainerd home with ample storage, many built in cupboards, hardwood floors throughout the home, a large 30 x 24 garage finish in knotty pine, art deco interior, large gathering room and near all of the downtown amenities. This would make a great family home or great income producing property.<br /><br />MLS 190514 for $99,900<br /><br />Link to this listing (NOTE: This link expires in 30 days) <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=23853779-a75c-4313-87e4-90742ebd8357&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=23853779-a75c-4313-87e4-90742ebd8357&amp;Report=Yes</a></div><div> </div><div>Posted by:</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a></div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a></div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1951698104472134?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-62102177340914371592009-12-13T07:10:00.000-08:002009-12-13T07:15:02.536-08:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/SyUEetQz1TI/AAAAAAAAAko/GUgs0EfsvKM/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5414739052575577394" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 311px; CURSOR: hand; HEIGHT: 216px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/SyUEetQz1TI/AAAAAAAAAko/GUgs0EfsvKM/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><br /><div><span style="font-size:130%;"><span style="color:#cc0000;"><strong><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SyUEk22o2xI/AAAAAAAAAkw/JrkewxDwxIk/s1600-h/16+A++Lake.JPG"><img id="BLOGGER_PHOTO_ID_5414739158229375762" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SyUEk22o2xI/AAAAAAAAAkw/JrkewxDwxIk/s320/16+A++Lake.JPG" border="0" /></a>REDUCED – Sale Price: $299.,900</strong> </span><span style="color:#000099;"><strong>(Assessed value - $769,900) </strong></span></span></div><br /><div><span style="color:#006600;"><strong>Up North Home with 2000 ft of Lakeshore, 38+ acres </strong></span></div><br /><div>MLS 172460 for $299,900 </div><br /><div>Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=1f12efac-7591-4c68-94df-a6c6399a313f&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=1f12efac-7591-4c68-94df-a6c6399a313f&amp;Report=Yes</a></div><br /><div>Posted by:</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a></div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a></div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6210217734091437159?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-31152442829690711832009-12-13T06:59:00.000-08:002009-12-13T07:09:55.223-08:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/SyUDlpd7Y4I/AAAAAAAAAkg/__9tlTLHclM/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5414738072304313218" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/SyUDlpd7Y4I/AAAAAAAAAkg/__9tlTLHclM/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SyUDfaJKJOI/AAAAAAAAAkY/AoA68cIgKw0/s1600-h/A1++MVC-006S+lead.JPG"><img id="BLOGGER_PHOTO_ID_5414737965111452898" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SyUDfaJKJOI/AAAAAAAAAkY/AoA68cIgKw0/s320/A1++MVC-006S+lead.JPG" border="0" /></a><br /><br /><div><a href="http://2.bp.blogspot.com/_IG6jmG1OLto/SyUCxCn-ShI/AAAAAAAAAkQ/NsY6pgO4l20/s1600-h/Lake+view.jpg"></a><br /><br /><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>550+ ft of beautiful lakeshore, 1.8 acres, gentle elevation, panoramic view on Rice Lake and the Mississippi River. This beautiful property would make a fantastic corporate retreat, family complex or possible future development. Bring your vision to the best lake lot in town and in the Brainerd Lakes Area. Already hooked up to city water.<br /><br />Don't miss out on this one.<br /><br />“In you’re not investing in real estate, you’re not investing in your future.” Change that and call me today!<br /><br />MLS 171162 for $299,800<br /><br />Link to this listing (NOTE: This link expires in 30 days) <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=bef646e8-9e37-4e2a-99f2-3f40c7b798fd&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=bef646e8-9e37-4e2a-99f2-3f40c7b798fd&amp;Report=Yes</a></div><br /><br /><br /><div></div><br /><br /><br /><div>Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3115244282969071183?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-18761404514364113602009-12-12T05:58:00.000-08:002009-12-12T06:02:20.747-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />No cities have totally avoided the foreclosure crisis, but some were able to sidestep the worst of it. These markets are now recovering quickly.<br /><br />The recovery is swiftest in those areas that didn’t have as much of a housing price run up to begin with, either because the economy in those areas has stayed healthy or the economy has been limited for decades and residents have adapted or left.<br /><br />To identify places where the recovery has begun, Forbes magazine examined the number of loans that were foreclosed in the 100 largest metropolitan statistical areas. Then it calculated the percentage of loans that are descending further into delinquency vs. those that are improving. The lower the deterioration ratio, the higher the ranking.<br /><br />Here are the cities that fared best by that measurement and are recovering the most quickly:<br /><br />1. Harrisburg-Carlisle, Pa.<br />2. Austin-Round Rock, Texas<br />3. Ogden-Clearfield, Utah<br />4. Buffalo, N.Y.<br />5. Knoxville, Tenn.<br />6. Raleigh, N.C.<br />7. San Antonio, Texas<br />8. Syracuse, N.Y.<br />9. Salt Lake City, Utah<br />(Tied)<br />10. Moline, Ill.<br />10. St. Louis<br />10. Wichita, Kan.<br />10. Rochester, N.Y.<br /><br /><em><span style="font-size:85%;">Source: Forbes, Francesca Levy (12/09/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1876140451436411360?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-90382304255314963612009-12-12T05:55:00.000-08:002009-12-12T05:57:36.849-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com</a><br /><br />First-time home buyers who bought as long ago as last winter are still waiting for their $8,000 tax refund.<br /><br />As of mid-September, more than 1.4 million taxpayers had requested the credit by amending their federal tax returns. The IRS announced in October that it expects 5.1 million claims by year-end. That count doesn’t reflect the extension and expansion of the credit in November.<br /><br />IRS spokeswoman Carrie Resch says the agency is experiencing a higher-than normal number of amended returns and because amended returns are reviewed by hand, the process is delayed.<br /><br />U.S. Sen. Amy Klobuchar (D-Minn.) has been fielding constituent calls for weeks from irate home buyers. She sent a letter to the IRS that said in part: "The full and immediate economic impact of the tax credit is lost when it takes up to four months for people to get the money due to them ... such lengthy delays are unacceptable and erode the public's trust in the competence of the government.”<br /><br /><em><span style="font-size:85%;">Source: Minneapolis-St. Paul Star Tribune, Kara McGuire (12/10/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-9038230425531496361?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-10324412802804898592009-12-11T03:44:00.000-08:002009-12-11T03:48:44.592-08:00<a href="http://2.bp.blogspot.com/_IG6jmG1OLto/SyIw2EU5YkI/AAAAAAAAAkI/wNbK1_Z5PdU/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5413943407485215298" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/SyIw2EU5YkI/AAAAAAAAAkI/wNbK1_Z5PdU/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div></div><br /><div></div><br /><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div> </div><div>The Top Investment Real Estate Properties in the Brainerd Lakes area - (Make sure and check out the lake shore / lake home investments) <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=bab78ae7-e611-40b0-b8a3-0c0b93d29009&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=bab78ae7-e611-40b0-b8a3-0c0b93d29009&amp;Report=Yes</a></div><div> </div><div> </div><div>Posted by:</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a></div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a></div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1032441280280489859?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-58152703492386745542009-12-05T14:53:00.000-08:002009-12-05T15:00:38.943-08:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/Sxrl7eQyUXI/AAAAAAAAAkA/3BuUVsXM5Kw/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5411890712137585010" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/Sxrl7eQyUXI/AAAAAAAAAkA/3BuUVsXM5Kw/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/Sxrl2uegV2I/AAAAAAAAAj4/OWlyYn7SZYs/s1600-h/14+A++Dock+%26+Lake.JPG"><img id="BLOGGER_PHOTO_ID_5411890630590748514" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/Sxrl2uegV2I/AAAAAAAAAj4/OWlyYn7SZYs/s320/14+A++Dock+%26+Lake.JPG" border="0" /></a><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SxrlzfSFJOI/AAAAAAAAAjw/7hEMjIc_4vw/s1600-h/1+A++LEAD.JPG"><img id="BLOGGER_PHOTO_ID_5411890574972495074" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SxrlzfSFJOI/AAAAAAAAAjw/7hEMjIc_4vw/s320/1+A++LEAD.JPG" border="0" /></a><br /><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SxrlvWBhk-I/AAAAAAAAAjo/vCW6HeUK1Fk/s1600-h/2+A++Lead+Living+Room+YES.JPG"><img id="BLOGGER_PHOTO_ID_5411890503767659490" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SxrlvWBhk-I/AAAAAAAAAjo/vCW6HeUK1Fk/s320/2+A++Lead+Living+Room+YES.JPG" border="0" /></a><br /><br /><br /><br /><div><a href="http://4.bp.blogspot.com/_IG6jmG1OLto/SxrlrMWTcEI/AAAAAAAAAjg/GFMmGVjI6CU/s1600-h/3+A+.++Family+roomYES.JPG"><img id="BLOGGER_PHOTO_ID_5411890432450981954" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/SxrlrMWTcEI/AAAAAAAAAjg/GFMmGVjI6CU/s320/3+A+.++Family+roomYES.JPG" border="0" /></a><br /><br /><br /><br /><br /><div></div><br /><br /><br /><br /><br /><div></div><br /><br /><br /><br /><br /><div>Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br /><br /><strong><span style="font-size:130%;">OPEN HOUSE, Sunday December 6th from Noon – 2pm</span></strong><br /><br /><br /><br /><br /><br /><p>Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=7d0d5994-db1c-47a6-bb92-06a259fdc54f&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=7d0d5994-db1c-47a6-bb92-06a259fdc54f&amp;Report=Yes</a> </p><br /><span style="font-size:130%;color:#ff0000;"><strong>REDUCED - </strong></span>BEST VALUED lake home in the area! Assessed at $769,900 priced at $299,900. 4 BR/2BA on 2000 ft of lakeshore-38.69 acres. New family room, 2 FP, 2 kitchens, wood floors, knotty pine ceiling, newer roof, siding &amp; carpet, barn, shed, hot tub, sauna + more<br /><br /><strong><span style="font-size:130%;color:#3333ff;">$299,900 MLS 183873<br /></span></strong><br />Directions: Hwy 210 West of Brainerd to Pillager then North on Cty Rd 1 to Pillager Lake with signs on the left.<br /><br />NOTE: This home has a kitchen, bathroom, living room and BR’s on the main and lower floor, so this could also be used as a duplex, home with separate family living and/or separate living quarters with rental opportunities.<br /><br />ATTENTION INVESTORS: This home has an assessed value of $769,900 from Cass County. This is truly a great value at 38 % of the assessed value!</div></div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5815270349238674554?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-58495247892329908582009-12-05T14:48:00.000-08:002009-12-05T14:51:00.239-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Even before the government put pressure on them to embrace short sales, more banks were starting to take their lumps, do the short-sale deals and move on.<br /><br />Three years into the housing meltdown, short sales have tripled to 40,000 in the first six months of 2009, compared to the same time period a year ago, according to data from the Office of Thrift Supervision and the Office of the Comptroller of the Currency.<br /><br />Wells Fargo, Bank of America Corp., and JPMorgan Chase &amp; Co. this year have hired and trained more staff to handle short sales and also developed software for expediting them.<br /><br />“It’s really finally dawning on banks that they’re better off with a short sale,” said Richard Green, director of the Lusk Center for Real Estate at the University of Southern California in Los Angeles. “I think banks were in denial.”<br /><br /><em><span style="font-size:85%;">Source: Bloomberg, John Gittelsohn and Margaret Collins (12/4/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5849524789232990858?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-66108505703472085362009-12-01T19:06:00.000-08:002009-12-01T19:08:07.333-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br /><span style="color:#3333ff;"><strong>QUESTION:</strong></span> What do I need to do to prepare my business for sale?<br /><br /><strong><span style="color:#cc0000;">ANSWER:</span></strong> The obvious thing you should do is to make sure all the equipment is in good working order. If you are leasing, be sure your lease is in good standing with the landlord in every respect. The most important item, however, is to keep good financial records. The first thing a potential buyer is going to want to see is the financial statements for the past several years. If you have incomplete or inaccurate records, the chances of selling your business decreases dramatically. Remember, a business buyer is not looking to buy a collection of used equipment. He or she is looking to buy a business that generates cash flow over and above debt service. You want to be able to show your business in its best condition and keeping good financial records will allow you to do that. <br /><br />Any other questions? Call us for answers!<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-6610850570347208536?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-6011902059156546422009-12-01T19:02:00.000-08:002009-12-01T19:05:45.735-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br /><strong><span style="color:#3333ff;">QUESTION:</span></strong> I have owned a profitable business for 10 years and would like to know if the business has a value over and above the asset value? <br /><br /><span style="color:#cc0000;"><strong>ANSWER:</strong></span> If you have a business which has been operating profitably for a long period of time and has good financial records to substantiate the income and expenses, your business probably has “blue sky” or goodwill value. Blue sky or goodwill is the premium paid by a buyer in expectation of profits in excess of a fair return on invested capital. Simply said, it is a premium paid over the book value of the company. A buyer will pay a premium for a business if the business generates excess profits. If the business simply generates a working wage, it probably doesn’t warrant any goodwill value. A business was recently SOLD for $1.6 million that had tangible assets of approximately $30,000. This business was exceptionally profitable and warranted a tremendous amount of goodwill. Determining goodwill or “blue sky” value should be undertaken by an experienced business broker and an accountant. <br /><br />If you have questions about buying or selling a business or other commercial real estate, please don’t hesitate to contact me at any time.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-601190205915654642?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-36390007139839390852009-12-01T06:41:00.001-08:002009-12-01T06:45:32.965-08:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/SxUrf11Kx6I/AAAAAAAAAjY/8ssC4vgVtF8/s1600/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5410278353381541794" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/SxUrf11Kx6I/AAAAAAAAAjY/8ssC4vgVtF8/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SxUraMqbcGI/AAAAAAAAAjQ/1kOafEdScD0/s1600/14+A++Dock+%26+Lake.JPG"><img id="BLOGGER_PHOTO_ID_5410278256431296610" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SxUraMqbcGI/AAAAAAAAAjQ/1kOafEdScD0/s320/14+A++Dock+%26+Lake.JPG" border="0" /></a><br /><br /><div><a href="http://2.bp.blogspot.com/_IG6jmG1OLto/SxUrW3cvI2I/AAAAAAAAAjI/kZ-AGryfETA/s1600/2+A++Lead+Living+Room+YES.JPG"><img id="BLOGGER_PHOTO_ID_5410278199197115234" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/SxUrW3cvI2I/AAAAAAAAAjI/kZ-AGryfETA/s320/2+A++Lead+Living+Room+YES.JPG" border="0" /></a><br /><br /><br /><div><a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SxUrR7ncfhI/AAAAAAAAAjA/XRxNFnuZnP8/s1600/1+A++LEAD.JPG"><img id="BLOGGER_PHOTO_ID_5410278114416426514" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SxUrR7ncfhI/AAAAAAAAAjA/XRxNFnuZnP8/s320/1+A++LEAD.JPG" border="0" /></a><br /><br /><br /><br /><div><br />OPEN HOUSE, Sunday December 6th from Noon – 2pm<br /><br /><span style="font-size:130%;color:#ff0000;"><strong>REDUCED<br /></strong></span><br />BEST VALUED lake home in the area! Assessed at $769,900 priced at $299,900.<br />4 BR/2BA on 2000 ft of lakeshore-38.69 acres. New family room, 2 FP, 2 kitchens, wood floors, knotty pine ceiling, newer roof, siding &amp; carpet, barn, shed, hot tub, sauna + more<br /><br /><span style="color:#3333ff;"><strong>$299,900</strong></span> MLS 183873<br /><br />Directions: Hwy 210 West of Pillager to North on Cty Rd 1 to Pillager Lake with signs on the left.</div><div> </div><div>Randy Ahern </div><div>Broker / Owner</div><div>Ahern Real Estate</div><div>Direct: 218-838-5066</div><div>Fax: 218-828-3385</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web Site: <a href="http://www.realtorrandy.com/">www.realtorrandy.com</a></div><div>Blog Site: <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a></div><div>Business Card - <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a></div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3639000713983939085?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-40583385436355490332009-11-29T10:38:00.000-08:002009-11-29T10:46:48.552-08:00<div><a href="http://1.bp.blogspot.com/_IG6jmG1OLto/SxLAzBPcQ1I/AAAAAAAAAiw/XSSBptOCL1o/s1600/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5409598085164450642" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/SxLAzBPcQ1I/AAAAAAAAAiw/XSSBptOCL1o/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><br /><div><a href="http://2.bp.blogspot.com/_IG6jmG1OLto/SxLBHaGgiFI/AAAAAAAAAi4/bvD95DHdTpA/s1600/1+A++LEAD.JPG"><img id="BLOGGER_PHOTO_ID_5409598435435251794" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/SxLBHaGgiFI/AAAAAAAAAi4/bvD95DHdTpA/s320/1+A++LEAD.JPG" border="0" /></a><a href="http://2.bp.blogspot.com/_IG6jmG1OLto/SxLArZcssWI/AAAAAAAAAio/xAojpS6PuHk/s1600/3+A+.++Family+roomYES.JPG"><img id="BLOGGER_PHOTO_ID_5409597954223550818" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://2.bp.blogspot.com/_IG6jmG1OLto/SxLArZcssWI/AAAAAAAAAio/xAojpS6PuHk/s320/3+A+.++Family+roomYES.JPG" border="0" /></a><br /><br /><br /><div><a href="http://1.bp.blogspot.com/_IG6jmG1OLto/SxLAmxF9tuI/AAAAAAAAAig/-tCQtQwzph0/s1600/14+A++Dock+%26+Lake.JPG"><img id="BLOGGER_PHOTO_ID_5409597874671302370" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/SxLAmxF9tuI/AAAAAAAAAig/-tCQtQwzph0/s320/14+A++Dock+%26+Lake.JPG" border="0" /></a><br /><br /><br /><br /><div></div><br /><br /><br /><br /><div></div><br /><br /><br /><br /><div>REDUCED – <span style="color:#cc0000;"><strong>Sale Price: $299.,900</strong></span> <span style="color:#3333ff;"><strong>(Assessed value - $769,900)</strong></span> </div><br /><div>Up North Lake Home on 2,000 ft of Lakeshore with 38+ acres </div><br /><div><strong><span style="color:#3333ff;">MLS 172460 for </span><span style="color:#cc0000;">$299,900</span></strong><span style="color:#cc0000;"> </span></div><br /><div>Link to this listing (NOTE: This link expires in 30 days) - <a href="http://glarmls.fnismls.com/publink/default.aspx?GUID=7d0d5994-db1c-47a6-bb92-06a259fdc54f&amp;Report=Yes">http://glarmls.fnismls.com/publink/default.aspx?GUID=7d0d5994-db1c-47a6-bb92-06a259fdc54f&amp;Report=Yes</a> </div><br /><div>Inviting lake home on Pillager Lake. Enjoy over 2,000 ft of lakeshore on 38.69 wooded and rolling acres. 4 BR / 2 BA with a newly added large family room, 2 fireplaces, 2 kitchens, wood floors, knotty pine cathedral ceiling, loft, most of the property is fenced, NEW roof in 2005, NEWER siding, New carpet in Master BR, Newly remodeled lower level bath, barn, shed, hot tub, sauna, fire pit next to the lake, 2 roll in dock, many upgrades and much more. . . . </div><br /><div>Enjoy peace, nature and serenity at this Up North charmer. </div><br /><div><span style="color:#3333ff;"><strong>NOTE:</strong></span> This home has a kitchen, bathroom, living room and BR’s on the main and lower floor, so this could also be used as a duplex, home with separate family living and/or separate living quarters with rental opportunities.<br /><br /><strong><span style="color:#3333ff;">ATTENTION INVESTORS:</span></strong> This home has an assessed value of $769,900 from Cass County. This is truly a great value at <strong><span style="color:#cc0000;">38 %</span></strong> of the assessed value!</div><br /><div>Posted by:</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a></div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a></div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div></div></div></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4058338543635549033?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-6933025539150743422009-11-29T10:33:00.000-08:002009-11-29T10:38:28.631-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Fannie Mae announced Tuesday that it has launched several initiatives designed to stabilize neighborhoods and promote purchases by owner occupants and low-income buyers.<br /><br />Fannie Mae’s “First Look” initiative offers buyers who intend to live in the home, particularly low-income buyers, an opportunity to make an offer during the first 15 days the property is on the market. Investors can only make an offer after the first 15 days have passed.<br /><br />Other programs aimed at stabilizing neighborhoods include:<br /><ul><li><strong>Deposit Waivers.</strong> Fannie Mae will waive the earnest money/deposit requirement for public entities using public funds to purchase a Fannie Mae-owned property. Individual home buyers who have qualified for public funds and want to purchase a Fannie Mae-owned property do not have to meet the usual earnest money/deposit requirement either. Deposits for these buyers can be as low as $500. </li><li><strong>Reserved Contract Period.</strong> Upon receipt of an acceptable offer, buyers have the ability to renegotiate their offer after obtaining an appraisal. </li><li><strong>Extra Time for Closing.</strong> Buyers receive up to 45 days to close – 15 days more than is usually permitted for purchases of Fannie Mae-owned properties.</li></ul><p><em><span style="font-size:85%;">Source: Fannie Mae (11/24/2009)</span></em></p><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-693302553915074342?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-30556839101947830082009-11-23T17:35:00.000-08:002009-11-23T17:37:34.859-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br /><strong>QUESTION:</strong> I’ve heard the words “cap rate” used in valuing investment properties. What exactly is a “cap rate”? <br /><br /><span style="color:#000099;"><strong>ANSWER:</strong></span> It stands for capitalization rate. Essentially, a cap rate converts income into a value. A property’s net operating income is divided by the cap rate and the resulting number determines it’s value. This calculation is very simple. The problem is arriving at the appropriate cap rate. Differences in cap rates can change a property’s value dramatically. Even a 1/2 % difference in the cap rate can be significant. Many factors go into determination of this rate. Type of property, current interest rates, risk and other factors need to be considered. There are entire books written about cap rates. I hope this brief explanation is helpful.<br /><br />If you have questions about buying or selling a business or other commercial real estate, please don’t hesitate to contact me at any time.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3055683910194783008?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-80591183137469812392009-11-23T17:32:00.000-08:002009-11-23T17:35:10.558-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br /><strong>Question:</strong> I know how a 1031 Exchange works, but can you explain a “Reverse Exchange”?<br /><br /><span style="color:#3333ff;"><strong>Answer:</strong> </span> This is a specialized transaction that allows an exchangor to acquire a replacement property prior to selling their property. A separate entity needs to be formed to take title to either the relinquished property or the replacement property and to “park the title” for up to 180 days. The exchanger also needs to identify the intended relinquished property within 45 days after a property is acquired. Since an exchanger is prohibited from owning both the old and new property at the same time, this procedure creates a framework for a “safe harbor” reverse exchange. As is the case with a 1031 deferred exchange, the reverse exchange is date specific, meaning strict dates and procedures need to be followed.<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-8059118313746981239?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-74133046769458103262009-11-19T04:06:00.000-08:002009-11-19T04:08:56.514-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Home loan rates below 5 percent are about to disappear, predicted Denis Salamone, COO of Hudson City Bancorp, the nation’s largest thrift.<br /><br />"I don't think the market will stay this low for many more months,"<br /><br />Salamone said Tuesday.Salamone said that despite the Federal Reserve’s decision to keep short-term rates low, if the Fed buys fewer mortgage-backed securities, loan rates will rise.<br /><br />It will take another 12 to 24 months to sell off excess inventory and until that happens, housing prices may continue to fall, Salamone said.<br /><br /><em><span style="font-size:85%;">Source: Reuters News (11/17/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-7413304676945810326?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-37306647377773663532009-11-17T04:57:00.000-08:002009-11-17T05:02:57.346-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br /><strong>7 Tips for Being More Persuasive</strong><br /><br />During the first two minutes of his 2009 NAR Conference &amp; Expo session Sunday, U.K.-born Peter Knight, founder of Phoenix plc and chair of Estate Agency Academy, played a telling video filmed with a hidden camera. A sign was placed on a door to a public building that read “women only,” and on the adjacent door was a sign with “men only.” These doors had nothing to do with public restrooms, but people still obeyed the signs.<br /><br />Knight’s video demonstrated the persuasiveness of authority. “We listen to science; we become conformists,” said Knight, who connected how conditioned responses that are reinforced at a young age can be effective in marketing.<br /><br /><strong>Authority</strong> - was the first in Knight’s presentation of seven principles of persuasive marketing. Here are the other six:<br /><br /><strong>Liking</strong>–Australia real estate firm McGrath has found success by offering its Web site visitors the ability to search associates by face, and includes personal bios and photos that humanize the staff.<br /><br /><strong>Scarcity</strong>–Foxton, a U.K. real estate company, markets “fresh” properties by giving them tight listing windows and 30-minute open houses. Foxton sells 97 percent of their “fresh” properties, said Knight.<br /><br /><strong>Reciprocity</strong>–When Mexico helped defend Ethiopia against Italy in the 1930s, Ethiopia never forgot. When Mexico City was hit by a devastating earthquake in 1985, Ethiopia sent aid, showing the power of reciprocity.<br /><br /><strong>Commitment &amp; Consistency</strong>–An example of this is loyalty cards given out at coffee shops or restaurants. These are stamped at each purchase and are eventually redeemed for a free food item, which keeps customers coming back.<br /><br /><strong>Social Proof</strong>–Everyone remembers the McDonalds signs with the number of hamburgers sold—a great demonstration of how to use public means to emphasize success.<br /><br /><strong>Contrast</strong>–First class vs. business class. Original price vs. sale price. When side-by-side, contrasting comparisons can be persuasive, Knight said.<br /><br /><em><span style="font-size:85%;">Erica Christoffer, REALTOR® magazine</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3730664737777366353?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-46262615837271332902009-11-17T04:55:00.000-08:002009-11-17T04:57:17.614-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Vice Chairman Donald L. Kohn<br />At the Kellogg Distinguished Lecture Series, Kellogg School of Management, Northwestern University, Evanston, Illinois<br /><br />November 16, 2009<br /><br /><strong>Policy Challenges for the Federal Reserve</strong><br /><br />I titled my talk "Policy Challenges for the Federal Reserve." I did that before I knew what I was going to discuss, because just about any topic involving the Federal Reserve would entail policy challenges. So let me begin by narrowing the topic just a bit: I would like to talk about the challenges that lie at the intersection of monetary policy and financial stability . . . .<br /><br />Read all of it at - <a href="http://www.federalreserve.gov/newsevents/speech/kohn20091116a.htm">http://www.federalreserve.gov/newsevents/speech/kohn20091116a.htm</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4626261583727133290?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-44593677235677333632009-11-10T18:46:00.000-08:002009-11-10T18:48:44.942-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahernT">http://www.linkedin.com/in/randyahernT</a><br />witter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com</a><br /><br />The federal loan modification plan, “Making Home Affordable,” has reached about 20 percent of troubled homeowners in the hard-hit states of California, Arizona, and Nevada.<br /><br />Only about 12 percent of homeowners facing foreclosure in Florida were reached, probably because of the high numbers of investors, analysts said.<br /><br />Economists conclude that it is unlikely that the Obama administration will be able to reach its goal of helping 3 million to 4 million borrowers in three years with this plan.<br /><br />Federal officials say they are doing their best and blame loan servicers for dragging their feet. "We are reaching all the places that really got decimated," said Michael Barr, an assistant Treasury secretary.<br /><br /><em><span style="font-size:85%;">Source: The Associated Press, Alan Zibel (10/10/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4459367723567733363?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com1tag:blogger.com,1999:blog-5608980147286742928.post-52365453960937364522009-11-10T18:44:00.000-08:002009-11-10T18:46:08.736-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com</a><br /><br />For immediate release<br /><br />The Federal Reserve Board on Tuesday announced the availability of a collection of brief articles that examine ways to improve the availability of housing options for low-income renters.<br /><br />The publication, commissioned in conjunction with the Community Affairs staff at the Federal Reserve Bank of St. Louis, focuses on opportunities to strengthen the Low Income Housing Tax Credit (LIHTC) program. Since its creation in 1986, this program has been a major source of capital for the development of rental housing. However, the recent economic downturn has significantly reduced investor interest in this tax credit.<br /><br />"Innovative Ideas for Revitalizing the LIHTC Market" contains six articles by practitioners and experts. Each author presents an idea for bolstering the LIHTC market. Ideas range from policy changes to the creation of more-sophisticated financial products that would attract additional investors.<br /><br />The Federal Reserve System has long had an interest in the LIHTC as a means for fostering economic stability and opportunity in low-income communities. Adverse conditions in the U.S. housing and mortgage markets underscore the importance of producing and rehabilitating affordable rental units--not only to provide homes for families, but also to help stabilize neighborhoods. The publication is available online: <a href="http://www.federalreserve.gov/newsevents/press/other/other20091110a1.pdf">Innovative Ideas for Revitalizing the LIHTC Market (979 KB PDF)</a>.<br /><br /><a href="http://www.federalreserve.gov/newsevents/press/other/2009other.htm">2009 Other Announcements</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5236545396093736452?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-46535464310752436112009-11-09T20:12:00.000-08:002009-11-09T20:15:26.120-08:00Posted by:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com</a><br /><br />New regulations from the Department of Housing and Urban Development will require that closing costs be spelled out on a revised and consumer-friendly version of the good-faith estimate form that borrowers are supposed to receive within three days of applying for a mortgage. These rules will take effect Jan. 1, 2010.<br /><br />Fees are divided into three categories:<br /><ul><li>Fees that cannot increase from upfront estimates to closing, including lender or broker's mortgage origination, processing, and underwriting charges, as well as lender or broker’s “points” based on the interest rate quoted and local transfer taxes.<br /></li><li>Fees that can increase as much as 10 percent from upfront estimates, including services such as appraisals, title insurance, and recording fees from local governments. </li><li><br />Fees that can increase without limit because the amount is difficult to predict in advance, including home owners insurance, daily interest charges on the loan, and initial deposits by the borrower into an escrow account.</li></ul><br />The new HUD-1 form will allow the borrower to easily compare what they were told the settlement fees will be with what they actually are at closing.<br /><br /><em><span style="font-size:85%;">Source: The Washington Post Writers Group, Kenneth R. Harney (11/06/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4653546431075243611?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-7623531322732836522009-11-06T04:37:00.000-08:002009-11-06T04:39:12.362-08:00Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com</a><br /><br />The House today and the Senate yesterday passed legislation to extend the $8,000 home buyer tax credit to May 1, 2010, for first-time buyers and add a $6,500 tax credit for repeat buyers if they've lived in their home for five of the past eight years. Home prices are capped at $800,000.<br /><br />The legislation in both houses was included in a bill to extend unemployment benefits and is expected to be signed by President Obama shortly.<br /><br />“REALTORS® appreciate the swift action by Congress to extend the home buyer tax credit and expand it to some current homeowners,” says NAR President Charles McMillan. “As the leading advocate of housing and real estate issues, we urge President Obama to sign this legislation into law quickly to keep the momentum going in the fragile recovery of the nation’s housing market.”<br /><br />Under the bill, income limits are expanded to $125,000 for individuals and $225,000 for joint filers. Individuals with incomes up to $145,000 and joint filers with incomes up to $245,000 qualify for reduced credits.<br /><br />Households who have binding contracts in place by April 30 will be allowed an additional 60 days to complete their transaction. The deadline for members of the military serving out the U.S. for at least 90 days between Jan. 1, 2009, and May 1, 2010, has been extended one year.<br /><br />Taxpayers can claim the credit on their federal income tax returns. If the credit exceeds their tax bill, the government will issue a check. Taxpayers will be able to claim the credit on their 2009 income tax return for purchases made in 2010.<br /><br /><em><span style="font-size:85%;">Source: The Associated Press (11/5/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-762353132273283652?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-19517164660328684442009-11-06T04:34:00.000-08:002009-11-06T04:36:53.745-08:00Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com</a><br /><br />The Federal Reserve announced Wednesday that it is keeping its key interest rate at or near zero and will continue to do so as long as the economy remains weak.<br /><br />Analysts predicted that the Fed would leave interest rates low for at least six more months.<br /><br />The Fed said that it would continue its program to buy $1.25 trillion worth of mortgage-backed securities by the end of March, a sign that it intends to continue to drive down the cost of mortgage loans.<br /><br /><em><span style="font-size:85%;">Source: The New York Times (11/5/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1951716466032868444?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-35090593906818890572009-10-25T10:30:00.000-07:002009-10-25T10:33:15.543-07:00POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a> <br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> <br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> <br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a> <br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> <br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com</a><br /><br />If Congress decides to extend and expand the first-time home buyer credit, the Internal Revenue Service wants stronger regulation that would force anyone who claims the credit to actually prove they closed on the property.<br /><br />Linda Stiff, deputy commissioner of the Internal Revenue Service, told the House Ways and Means Oversight Subcommittee on Thursday that the IRS would support requiring anyone claiming the credit to file a copy of a settlement statement from the U.S. Department of Housing and Urban Development, known as the HUD-1 form, with their tax return.<br /><br />IRS auditors testified that the agency believes it paid thousands of fraudulent tax credit claims, totaling at least $139 million since the first of the year.<br /><br /><em><span style="font-size:85%;">Source: The Wall Street Journal, Martin Vaughan (10/22/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-3509059390681889057?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-78722917192716267032009-10-25T10:25:00.000-07:002009-10-25T10:30:41.750-07:00POSTED BY: <br />Randy Ahern - Broker® <br />Ahern Real Estate <br />Direct: 218.838.5066 <br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a> <br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a> <br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a> <br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a> <br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a> <br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com</a> <br /> <br /> <br /><strong>International Perspective on the Crisis and Response</strong> <br /><strong> <br /></strong>I am pleased to participate in the conference discussion of the international dimensions of the recent financial crisis.<a title="footnote 1" href="http://www.federalreserve.gov/newsevents/speech/kohn20091023a.htm#fn1">1</a><a name="f1"></a> A striking feature of the crisis was its global character. With markets for financial assets increasingly integrated, often by the activities of globally active banks, no country escaped completely unaffected. <br /></a> <br />The way the problems in the U.S. subprime mortgage market spread illustrated the interconnections. Underwriting standards for U.S. subprime mortgages had weakened . . . . <br /> <br />Read the entire article at - http://www.federalreserve.gov/newsevents/speech/kohn20091023a.htm <br /><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-7872291719271626703?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-49231006554373881632009-10-25T10:22:00.000-07:002009-10-25T10:25:11.798-07:00POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com</a><br /><br /><br /><strong>Financial Regulation and Supervision after the Crisis: The Role of the Federal Reserve</strong><br /><br />The theme of the Federal Reserve Bank of Boston's Economic Conference this year--reevaluating regulatory, supervisory, and central banking policies in the wake of the crisis--is certainly timely. Not much more than a year ago, we and our international counterparts faced the most severe financial crisis since the Great Depression. Fortunately, forceful and . . . .<br /><br />Read it all here at - <a href="http://www.federalreserve.gov/newsevents/speech/bernanke20091023a.htm">http://www.federalreserve.gov/newsevents/speech/bernanke20091023a.htm</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4923100655437388163?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-55473804847143375602009-10-20T19:23:00.000-07:002009-10-20T19:26:08.382-07:00POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Housing starts rose 0.5 percent in September compared to August to an annual rate of 590,000, according to a report released Tuesday by the U.S. Commerce Department.<br /><br />Single-family home construction, which accounts for 85 percent of the market, increased 3.9 percent to a 501,000 annual rate. Multi-family housing fell 15 percent to an 89,000 rate.<br /><br />Building permits, an indicator of future construction, declined 1.2 percent from the August rate to a 573,000 annual rate in September.<br /><br />Most of the gain in single-family starts was attributable to a 7.1 percent increase in the South. The other regions fell with the West declining 8.8 percent.<br /><br /><em><span style="font-size:85%;">Source: Bloomberg News, Courtney Schlisserman (10/20/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5547380484714337560?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-47551445446892811532009-10-19T04:12:00.000-07:002009-10-19T04:15:02.915-07:00POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />Retirees who must return to work because their nest eggs have taken a major hit should consider places where it’s easiest to get a good job.<br /><br />Forbes magazine analyzed cities to identify those where there is a strong job outlook—as well as plenty of sunny days. It also considered how pricey the housing market is and how high health costs are.<br /><br />Here are its 10-best recession-proof cities to live in retirement:<br /><br />1. Atlanta<br />2. Dallas<br />3. Tampa, Fla.<br />4. Houston<br />5. St. Louis<br />6. Austin, Texas<br />7. Las Vegas<br />8. Phoenix<br />9. Kansas City, Mo.<br />10. San Antonio<br /><br /><em><span style="font-size:85%;">Source: Forbes, Zack O’Malley Greenburg (10/15/2009)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4755144544689281153?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-23721259107647019402009-10-19T04:10:00.000-07:002009-10-19T04:12:26.785-07:00POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><br /><br />With foreclosures continuing to rise, Rep. Joe Sestak (D-Pa.) hopes to spark interest in a bill that would give borrowers who owe more than their homes are worth new FHA mortgages.<br /><br />The Homeownership Vesting Plan Act—which received little attention when first introduced in March—would pay original lenders the difference between the old and new loans over the next five years, and pay mortgage servicers $1,000 for each loans they agree to convert, while borrowers would get a lower rate on a smaller loan.<br /><br />Crafted to reduce foreclosures and help keep home prices from sinking further, the legislation seeks to pay for the $50 billion initiative largely with unused TARP money that was set aside for less successful home-loan workout programs.<br /><br /><em><span style="font-size:85%;">Source: Philadelphia Inquirer, Joseph N. DiStefano (10/16/09)</span></em><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-2372125910764701940?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-1368316711016317922009-10-10T06:44:00.000-07:002009-10-10T06:46:44.340-07:00Thirty-year, fixed-rate mortgages moved closer to the all-time low of 4.82 percent reached in May, falling to 4.87 percent this week from 4.94 percent a week ago, according to Freddie Mac.<br /><br />Home owners who refinance have an opportunity to reduce their payment on a 30-year, fixed-rate loan for $200,000 by nearly $134 a month from a year ago, when long-term rates averaged 5.94 percent.<br /><br />Other mortgage averages were as follows:<br /><ul><li>15-year loans fell to 4.33 percent. </li><li>Five-year adjustable-rate mortgages dropped to 4.35 percent. </li><li>One-year ARMs rose to 4.53 percent.</li></ul><br /><em><span style="font-size:85%;">Source: Chicago Sun-Times, Francine Knowles (10/09/09)</span></em><br /><br />POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-136831671101631792?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com1tag:blogger.com,1999:blog-5608980147286742928.post-90297150621605735392009-10-10T06:40:00.000-07:002009-10-10T06:44:03.504-07:00Vice Chairman Donald L. Kohn <br /><br />At the Federal Reserve Conference on Key Developments in Monetary Policy, Washington, D.C.<br /><br />October 9, 2009<br /><br />Monetary Policy Research and the Financial Crisis: Strengths and Shortcomings<br />The first two volumes of the Handbook of Monetary Economics were published in 1990.<a title="footnote 1" href="http://www.federalreserve.gov/newsevents/speech/kohn20091009a.htm#fn1">1</a><a name="f1"></a> It is fitting that the Federal Reserve Board should hold a conference showcasing the chapters of the third volume of the Handbook. Since 1990, there has been a sharp increase in the degree of interaction between academic economists and central bank economists in the field of monetary analysis. The beginnings of this trend were evident in . . . .<br /><br />Read the entire article at - <a href="http://www.federalreserve.gov/newsevents/speech/kohn20091009a.htm">http://www.federalreserve.gov/newsevents/speech/kohn20091009a.htm</a><br /><br />POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-9029715062160573539?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-45220936448766834842009-10-09T04:09:00.000-07:002009-10-09T04:11:27.643-07:00In the Wake of the Crisis<br />I am pleased to be here in Phoenix at the invitation of President Yellen. Having come across the country to speak to you today, I thought I would not confine myself to a single subject, but would instead address a number of areas about which I have been thinking. Lest you fear that means a potpourri of unrelated observations, let me assure you that there is at least some thematic unity in my remarks--namely, the challenges we face in the wake of the financial crisis. So, with your indulgence, let me strike that rather grand theme by covering the current state of the economy, the task of financial regulatory reform, and some broader comments on credit markets.<a title="footnote 1" href="http://www.federalreserve.gov/newsevents/speech/tarullo20091008a.htm#fn1">1</a><a name="f1"></a><br /><br />The Economic Outlook . . . .<br /><br />Read the entire article at - <a href="http://www.federalreserve.gov/newsevents/speech/tarullo20091008a.htm">http://www.federalreserve.gov/newsevents/speech/tarullo20091008a.htm</a><br /><br />POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-4522093644876683484?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-16927543644430982462009-10-09T04:06:00.000-07:002009-10-09T04:09:14.563-07:00October 8, 2009<br /><br />The Federal Reserve's Balance Sheet: An Update <br /><br />To fight a recession, the standard prescription for a central bank is to lower its target short-term interest rate, thereby easing financial conditions and supporting economic growth. In the current downturn, however, the Federal Reserve has faced two historically unusual constraints on policy. First, the financial crisis, by increasing credit risk spreads and inhibiting normal flows of financing and credit extension, has likely reduced the degree of monetary accommodation associated with any given level of the federal funds rate target, perhaps significantly. Second, since December, the targeted funds rate has been effectively at its zero lower bound (more precisely, in a range between 0 and 25 basis points), eliminating the possibility of further . . . .<br /><br />Read the entire article at - <a href="http://www.federalreserve.gov/newsevents/speech/bernanke20091008a.htm">http://www.federalreserve.gov/newsevents/speech/bernanke20091008a.htm</a><br /><br />POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1692754364443098246?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-11218297708349078732009-10-04T14:14:00.000-07:002009-10-04T14:17:18.150-07:00<a href="http://1.bp.blogspot.com/_IG6jmG1OLto/SskQPjgLTII/AAAAAAAAAiY/C6B_wJa66Ks/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5388856288539790466" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://1.bp.blogspot.com/_IG6jmG1OLto/SskQPjgLTII/AAAAAAAAAiY/C6B_wJa66Ks/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a><br /><div>Cities and municipalities are having trouble spending the money allotted by the controversial Neighborhood Stabilization Program, which was passed by Congress last year to acquire houses in blighted neighborhoods.</div><div> </div><div>The goal was to buy vacant properties at 1 percent less than appraised value, rehab them, and either sell or rent the homes to low-income residents.</div><div> </div><div>The stumbling block is that the houses are being purchased by private investors and more affluent home buyers at cheap prices.</div><div> </div><div>Some people don’t see that as a problem. "If the private market is coming back and buying houses and crowding the government out, that's not a bad thing," said Joseph Pigg, senior counsel at the American Bankers Association.</div><div> </div><div>In some areas, the nonprofit National Community Stabilization Trust is working with banks to give government access to foreclosed homes before they are put on the market. But that may be too little, too late. "It's very unclear when the dust settles how much real change in neighborhood stability and quality of life we'll see," said housing expert Alan Mallach of the Brookings Institution.</div><div> </div><div><em><span style="font-size:85%;">Source: CNNMoney.com, Tami Luhby (09/29/2009)</span></em></div><div> </div><div>POSTED BY:</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a></div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a></div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1121829770834907873?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-18653048888429988102009-10-02T15:02:00.000-07:002009-10-02T15:05:27.956-07:00<a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SsZ4eDb-P-I/AAAAAAAAAiQ/HPu-6nQSlwQ/s1600-h/Ahern+Real+Estate+Logo+-+Primary.jpg"><img id="BLOGGER_PHOTO_ID_5388126461909417954" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 129px; CURSOR: hand; HEIGHT: 119px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SsZ4eDb-P-I/AAAAAAAAAiQ/HPu-6nQSlwQ/s320/Ahern+Real+Estate+Logo+-+Primary.jpg" border="0" /></a><br /><div>Which cities are likely to be the hottest post-economic downturn destinations for young, brilliant, and highly mobile workers?</div><div> </div><div>The Wall Street Journal surveyed six trend-spotting experts and they chose cities based on economic diversity, lifestyle and their own personal prejudices.</div><div> </div><div>Here’s the top-10 list:</div><div>1. Washington, D.C. (tie)</div><div>1. Seattle</div><div>2. New York</div><div>3. Portland, Ore.</div><div>4. Austin, Texas</div><div>5. San Jose, Calif.</div><div>6. Denver</div><div>7. Durham, N.C</div><div>.8. Dallas9</div><div>. Chicago</div><div>10. Boston</div><div> </div><div><em><span style="font-size:85%;">Source: The Wall Street Journal, Sue Shellenbarger (09/30/2009)</span></em></div><div> </div><div>POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1865304888842998810?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-57248203905331902802009-10-02T14:59:00.000-07:002009-10-02T15:01:42.698-07:00<a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SsZ3uPByuqI/AAAAAAAAAiI/47TNsnftXZ0/s1600-h/67_1731872721_1060_0010_010+red+sun+rise.jpg"><img id="BLOGGER_PHOTO_ID_5388125640387115682" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SsZ3uPByuqI/AAAAAAAAAiI/47TNsnftXZ0/s320/67_1731872721_1060_0010_010+red+sun+rise.jpg" border="0" /></a><br /><div><strong>Chairman Ben S. Bernanke<br /></strong>Regulatory reform<br /></div><div>Before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.<br />October 1, 2009</div><div><br />Chairman Frank, Ranking Member Bachus, and other members of the Committee, I appreciate the opportunity to discuss ways of improving the financial regulatory framework to better protect against systemic risks. </div><div><br />In my view, a broad-based agenda for reform should include at least five key elements . . . .</div><div>Read the entire article at - <a href="http://www.federalreserve.gov/newsevents/testimony/bernanke20091001a.htm">http://www.federalreserve.gov/newsevents/testimony/bernanke20091001a.htm</a></div><div> </div><div> </div><div>POSTED BY:</div><div>Randy Ahern - Broker®</div><div>Ahern Real Estate</div><div>Direct: 218.838.5066</div><div>Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a></div><div>Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a></div><div>Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a></div><div>Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a></div><div>Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a></div><div>My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5724820390533190280?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-10396447689602462482009-10-02T14:55:00.000-07:002009-10-02T14:58:07.953-07:00<a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SsZ3B7WLZpI/AAAAAAAAAiA/WVrsryV11L8/s1600-h/59_1732459407_1060_0003_003+sunset.jpg"><img id="BLOGGER_PHOTO_ID_5388124879189665426" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 320px; CURSOR: hand; HEIGHT: 240px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SsZ3B7WLZpI/AAAAAAAAAiA/WVrsryV11L8/s320/59_1732459407_1060_0003_003+sunset.jpg" border="0" /></a><br /><br /><br />Federal Reserve Chair Ben Bernanke made a case to Congress on Thursday that the Fed needed additional powers to oversee banks, insurance companies, hedge funds, and others. He also admitted that the Fed hasn’t done a good job protecting consumers but said improvements are being made.<br /><br />"We are competent and have the skills ... I think we can do that," he said.<br /><br />Bernanke called for the formation of a council of regulators to police the financial system and pointed to “no-doc loans” as an example of a risky product that should be monitored by the council.<br /><br />He expressed doubt that the commercial real-estate market is likely to face problems serious enough to further upset the economy.<br /><br />He also warned Congress that even if the economy grows at 3 percent during each of the upcoming quarters, unemployment will still be above 9 percent at the end of 2010.<br /><br /><em><span style="font-size:85%;">Source: The Associated Press, Jeannine Aversa (10/01/2009)<br /></span></em><br /><br /><br /><br />POSTED BY:<br />Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-1039644768960246248?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-56640638820114402432009-09-17T20:14:00.000-07:002009-09-17T20:16:12.451-07:00<a href="http://4.bp.blogspot.com/_IG6jmG1OLto/SrL7QB0PH2I/AAAAAAAAAh4/HNKuUI6wb0U/s1600-h/Ahern+Real+Estate+Logo+-+Primary.jpg"><img id="BLOGGER_PHOTO_ID_5382640757445173090" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 129px; CURSOR: hand; HEIGHT: 119px" alt="" src="http://4.bp.blogspot.com/_IG6jmG1OLto/SrL7QB0PH2I/AAAAAAAAAh4/HNKuUI6wb0U/s320/Ahern+Real+Estate+Logo+-+Primary.jpg" border="0" /></a><br /><div>Housing starts rose 1.5 percent in August to an annualized rate of 598,000, led by a 25 percent increase in apartment construction, the U.S. Commerce Department announced Thursday.</div><div> </div><div>Single-family starts fell 3 percent to a 479,000 annual rate, the first decline since January. Single-family starts rose 24 percent in the Northeast, 0.9 percent in the Midwest, and fell 2.4 percent in the South. The West was unchanged.</div><div> </div><div>Analysts blamed the expiration of the first-time home buyer tax credit for the decline. “These tax incentives often borrow from future sales and the pickup does not last,” Chris Rupkey, chief financial economist at Bank of Tokyo-Mitsubishi UFJ Ltd. in New York, said before the report was announced. “This does not throw the recovery idea into a tailspin, but the housing normalization will come at a slow, measured pace.”</div><div> </div><div><em><span style="font-size:85%;">Source: Bloomberg, Bob Willis (09/17/2009)<br /></span></em></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-5664063882011440243?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0tag:blogger.com,1999:blog-5608980147286742928.post-86491765905791753802009-09-16T10:16:00.000-07:002009-09-16T10:19:14.582-07:00<a href="http://3.bp.blogspot.com/_IG6jmG1OLto/SrEdiKUDJwI/AAAAAAAAAhw/-MkdkCiZTfk/s1600-h/realtor_randy_logo%5B1%5D.jpg"><img id="BLOGGER_PHOTO_ID_5382115502405658370" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; WIDTH: 250px; CURSOR: hand; HEIGHT: 179px" alt="" src="http://3.bp.blogspot.com/_IG6jmG1OLto/SrEdiKUDJwI/AAAAAAAAAhw/-MkdkCiZTfk/s320/realtor_randy_logo%5B1%5D.jpg" border="0" /></a> More than 40 percent of all home buyers in 2009 will qualify for the federal tax credit, costing the government about $15 billion, twice the original estimate, but most housing experts applaud the policy and favor expanding it.<br /><br />Now the decision is up to Congress.<br /><br />Mark Zandi, chief economist for Moody’s Economy.com, believes that the credit should be expanded to all homebuyers, even investors, through summer of 2010. “The risks of not doing something like this are too great,” he said. “I don’t think the coast is clear.”<br /><br />James Glassman of JPMorgan Chase also favors expanding the credit but continuing to limit it to first-time buyers.<br /><br />Industry members who are lobbying for the extension are optimistic and say they believe an extension will be approved in some form. “There will be a lot of water under the bridge, a lot of compromise, between now” and a final bill, said Richard A. Smith, chairman of the Business Roundtable’s Housing Working Group.<br /><br /><em><span style="font-size:85%;">Source: The New York Times, David Streitfeld (09/15/2009)<br /></span></em><br />POSTED BY: Randy Ahern - Broker®<br />Ahern Real Estate<br />Direct: 218.838.5066<br />Email: <a href="mailto:rahern@realtorrandy.com">rahern@realtorrandy.com</a><br />Web: <a href="http://www.realtorrandy.com/">http://www.realtorrandy.com/</a><br />Linked In: <a href="http://www.linkedin.com/in/randyahern">http://www.linkedin.com/in/randyahern</a><br />Twitter: <a href="http://twitter.com/randyahern">http://twitter.com/randyahern</a><br />Business Card : <a href="http://randyahern.businesscard2.com/">http://randyahern.businesscard2.com/</a><br />My blog link - <a href="http://brainerdlakesrealtorrandy.blogspot.com/">http://brainerdlakesrealtorrandy.blogspot.com/</a><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/5608980147286742928-8649176590579175380?l=brainerdlakesrealtorrandy.blogspot.com' alt='' /></div>Randyhttp://www.blogger.com/profile/12736580898513572187noreply@blogger.com0